Sonal Mercantile (NSE:SONAL) 5-Year Yield-on-Cost %: 0.00 (As of Aug. 21, 2026)

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NSE:SONAL Sonal Mercantile Ltd NSE:SONAL
66 GF Score
Price ₹90.46
GF Value ₹112.61
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Sonal Mercantile 5-Year Yield-on-Cost %?

Sonal Mercantile NSE:SONAL 66 5-Year Yield-on-Cost % is 0.00 as of Aug. 21, 2026. GuruFocus rates NSE:SONAL with a GF Score™ of 66/100 and a GF Value™ of ₹112.61 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 210 Credit Services companies, Sonal Mercantile ranks worse than 476190% on this metric.

Sonal Mercantile's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Sonal Mercantile's 5-Year Yield-on-Cost % or its related term are showing as below:



NSE:SONAL's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.52
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Sonal Mercantile  (NSE:SONAL) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Sonal Mercantile 5-Year Yield-on-Cost % Related Terms


NSE:SONAL vs : 5-Year Yield-on-Cost % Comparison

For the Credit Services subindustry, Sonal Mercantile's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sonal Mercantile 5-Year Yield-on-Cost % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sonal Mercantile's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Sonal Mercantile's 5-Year Yield-on-Cost % falls into.


NSE:SONAL
66GF Score
Sonal Mercantile Ltd NSE:SONAL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sonal Mercantile 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Sonal Mercantile is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Sonal Mercantile (NSE:SONAL) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 21, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sonal Mercantile and its competitors. According to the industry distribution chart, Sonal Mercantile ranks #999999 out of 210 companies in the Credit Services industry.
Is Sonal Mercantile's 5-Year Yield-on-Cost % too high?
Sonal Mercantile's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Sonal Mercantile ranks #999999 out of 210 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Sonal Mercantile has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sonal Mercantile's 5-Year Yield-on-Cost % compare to ?
According to the Credit Services industry distribution chart, Sonal Mercantile ranks #999999 out of 210 companies for 5-Year Yield-on-Cost %. This places Sonal Mercantile in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.52, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sonal Mercantile and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sonal Mercantile's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sonal Mercantile stock overvalued right now?
Based on GuruFocus' analysis, Sonal Mercantile (NSE:SONAL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹112.61, compared to a current price of ₹90.46 — trading 19.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Sonal Mercantile's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Sonal Mercantile (NSE:SONAL), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sonal Mercantile (NSE:SONAL) Overvalued in 2026?

Based on GuruFocus' analysis, Sonal Mercantile stock appears to be undervalued. The current stock price of ₹90.46 is trading 19.7% below its estimated GF Value™ of ₹112.61. GuruFocus considers Sonal Mercantile to be Modestly Undervalued.

Key valuation signals for NSE:SONAL:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: ₹112.61 vs. price of ₹90.46 (19.7% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the NSE:SONAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sonal Mercantile Business Description

Comparable Companies
Other Exchanges 538943:India
Address 365, Vardhman Plaza, III Floor, Sector-3, Rohini, New Delhi, IND, 110085
Sonal Mercantile Ltd is an India-based non-banking financial company. It is engaged in providing secured and unsecured loans and advances and is also involved in investing in quoted and unquoted securities in the stock and commodity markets. The company offers inter-corporate loans, personal loans, long-term and short-term loans, Trade financing, Bills Discounting, Project Appraisal, Loans against Guarantees, and Properties.
66GF Score

Get the complete analysis for NSE:SONAL

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹90.46
Price
₹112.61
GF Value