FRCB (First Republic Bank) Efficiency Overhead Ratio %: 70.40% (As of Mar. 2023)

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First Republic Bank FRCB

12 GF Score

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What is First Republic Bank Efficiency Overhead Ratio %?

First Republic Bank FRCB +100.00% 12 Efficiency Overhead Ratio % is 70.40% as of Mar. 2023. GuruFocus rates FRCB with a GF Score™ of 12/100.

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

First Republic Bank's Efficiency Overhead Ratio % for the quarter that ended in Mar. 2023 was 70.40% , which is higher than 63.90% for the pervious quarter ended in Dec. 2022.

First Republic Bank's Efficiency Overhead Ratio % for the annual that ended in Dec. 2022 was 61.70% , which is lower than 62.50% for the pervious year ended in Dec. 2021.

The historical rank and industry rank for First Republic Bank's Efficiency Overhead Ratio % or its related term are showing as below:

FRCB's Efficiency Overhead Ratio % is not ranked ^*
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

First Republic Bank (OTCPK:FRCB) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.

First Republic Bank Efficiency Overhead Ratio % Related Terms

First Republic Bank Efficiency Overhead Ratio % Historical Data

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The historical data trend for First Republic Bank's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Republic Bank Efficiency Overhead Ratio % Chart

First Republic Bank Annual Data

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Capital Adequacy Tier - Tier 1 Ratio %

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Capital Adequacy Tier - Leverage Ratio %

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Capital Adequacy Tier - Total Capital Ratio %

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Net Charge Offs to Average Loans %

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First Republic BankQuarterly Data

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Capital Adequacy Tier - Tier 1 Ratio %

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Capital Adequacy Tier - Leverage Ratio %

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Capital Adequacy Tier - Total Capital Ratio %

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Net Charge Offs to Average Loans %

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FRCB vs FRBK, SIVBQ, FSTF: Efficiency Overhead Ratio % Comparison

For the Banks - Regional subindustry, First Republic Bank's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

12GF Score

First Republic Bank FRCB

Efficiency Overhead Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.

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First Republic Bank (OTCPK:FRCB) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %

Non-interest Expenses

Revenue

Frequently Asked Questions

What does a Efficiency Overhead Ratio % of 70.40% mean?

First Republic Bank (FRCB) has a Efficiency Overhead Ratio % of 70.40% as of Mar. 2023. Efficiency Overhead Ratio for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. View historical data on First Republic Bank and its competitors.

Is First Republic Bank's Efficiency Overhead Ratio % too high?

First Republic Bank's current Efficiency Overhead Ratio % is 70.40%. Overall, First Republic Bank has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.

How does First Republic Bank's Efficiency Overhead Ratio % compare to FRBK and SIVBQ?

First Republic Bank's Efficiency Overhead Ratio % of 70.40% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Efficiency Overhead Ratio % for a Banks company?

A good Efficiency Overhead Ratio % depends on the Banks industry context. However, Efficiency Overhead Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Efficiency Overhead Ratio % mean?

A high Efficiency Overhead Ratio % can signal that a stock is expensive relative to its fundamentals. Efficiency Overhead Ratio for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. View historical data on First Republic Bank and its competitors. First Republic Bank's current Efficiency Overhead Ratio % is 70.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is First Republic Bank stock overvalued right now?

First Republic Bank (FRCB) has a current Efficiency Overhead Ratio % of 70.40%. The current Efficiency Overhead Ratio % is 70.40%. First Republic Bank's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Efficiency Overhead Ratio % calculated?

Efficiency Overhead Ratio % is calculated from a company's financial statements. For First Republic Bank (FRCB), the current Efficiency Overhead Ratio % is 70.40% as of Mar. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Republic Bank Business Description

Industry Financial Services Banks

Comparable Companies FRBK SIVBQ FSTF SBNY FSWA LBNW MCPH CIBN SRNN CARV CAR:MVZ.A CAR:BNC NSE:HDFCBANK SHSE:600036 SAU:1120 NSE:ICICIBANK XPAR:BNP ISX:BBCA MIC:SBER SGX:D05

Other Exchanges FRCLL.PFD:USA FRCKL.PFD:USA FRCJL.PFD:USA FRCIL.PFD:USA FRCHL.PFD:USA

Address 111 Pine Street, 2nd Floor, San Francisco, CA, USA, 94111

Website https://www.firstrepublic.com

First Republic Bank offers private banking and wealth management services to high-net-worth clients. Services are offered in the San Francisco, New York City, and Los Angeles markets. The bank was founded in 1985.

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Efficiency Overhead Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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