Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.
Randolph Bancorp's Efficiency Overhead Ratio % for the quarter that ended in Dec. 2021 was 90.15%
, which is higher than
74.30% for the pervious quarter ended in Sep. 2021.
Randolph Bancorp's Efficiency Overhead Ratio % for the annual that ended in Dec. 2021 was 77.31%
, which is higher than
62.40% for the pervious year ended in Dec. 2020.
The historical rank and industry rank for Randolph Bancorp's Efficiency Overhead Ratio % or its related term are showing as below:
Randolph Bancorp Efficiency Overhead Ratio % Historical Data
The historical data trend for Randolph Bancorp's Efficiency Overhead Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Premium members only.
Randolph Bancorp Annual Data
Trend
Dec17
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Efficiency Overhead Ratio %
Randolph BancorpQuarterly Data
Trend
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Efficiency Overhead Ratio %
Competitive Comparison
For the Banks - Regional subindustry, Randolph Bancorp's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Randolph Bancorp (NAS:RNDB) Efficiency Overhead Ratio % Calculation
Efficiency Overhead Ratio % is calculated as
Efficiency Overhead Ratio %
=
Non-interest Expenses
/
Revenue
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Randolph Bancorp (NAS:RNDB) Efficiency Overhead Ratio % Explanation
Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.
An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.
Randolph Bancorp Efficiency Overhead Ratio % Related Terms
Thank you for viewing the detailed overview of Randolph Bancorp's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.
Randolph Bancorp Inc is a bank holding company of Envision Bank. The company is engaged in providing financial services to individuals, families, and small to mid-size businesses. The business of the company includes accepting deposits from the public and investing those deposits, commercial real estate loans, construction loans, investment securities, and consumer loans. The firm also offers deposit accounts, certificates of deposit, and money market accounts. The company has two reporting segments; Envision Bank, which is the key revenue generating segment; and Envision Mortgage. Envision Mortgage consists primarily of gains on loan origination and sales activities, loan servicing income and interest income on loans held for sale and residential construction loans.
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