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Ageas/ NVAGESF 65 EV-to-EBIT is 8.50 as of Aug. 01, 2026, which is 8% above its 10-year median of 7.88. GuruFocus rates AGESF with a GF Score™ of 65/100 and a GF Value™ of $66.58 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 345 Insurance companies, Ageas/ NV ranks worse than 50.14% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Ageas/ NV's Enterprise Value for the quarter that ended in Dec. 2025 was $20,364 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Ageas/ NV's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $2,863 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ageas/ NV EV-to-EBIT Related Terms
Ageas/ NV EV-to-EBIT Historical Data
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The historical data trend for Ageas/ NV's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Ageas/ NV's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ageas/ NV EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Ageas/ NV's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Ageas/ NV's EV-to-EBIT falls into.
Ageas/ NV's current Enterprise Value is $24,318 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Ageas/ NV's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $2,863 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ageas/ NV (AGESF) has a EV-to-EBIT of 8.50 as of Aug. 01, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Ageas/ NV and its competitors. This is near median its historical median of 7.88. Over the past decade, Ageas/ NV's EV-to-EBIT has ranged from 5.49 to 19.75. According to the industry distribution chart, Ageas/ NV ranks #173 out of 345 companies in the Insurance industry, placing it in the top 50.1%.
Is Ageas/ NV's EV-to-EBIT too high?
Ageas/ NV's current EV-to-EBIT of 8.50 is near median its 10-year median of 7.88. Over the past 10 years, this metric has ranged from a low of 5.49 to a high of 19.75. The Insurance industry median EV-to-EBIT is 8.60. Ageas/ NV's value of 8.50 is 1.2% below this industry median. Based on the distribution chart, Ageas/ NV ranks #173 out of 345 companies in the Insurance industry, which is below the industry midpoint. Overall, Ageas/ NV has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ageas/ NV's EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ageas/ NV ranks #173 out of 345 companies for EV-to-EBIT. This places Ageas/ NV in the lower half of its industry. The industry median EV-to-EBIT is 8.60. Ageas/ NV's value of 8.50 is 1.2% below this benchmark. Historically, Ageas/ NV's own EV-to-EBIT has ranged from 5.49 to 19.75 over the past decade. While the company's 10-year median is 7.88 vs. the industry median of 8.60, Ageas/ NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.60, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ageas/ NV's current EV-to-EBIT of 8.50 is 1.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Ageas/ NV and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ageas/ NV's current EV-to-EBIT is 8.50, which is near median its own 10-year median of 7.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ageas/ NV stock overvalued right now?
Based on GuruFocus' analysis, Ageas/ NV (AGESF) is currently considered Modestly Overvalued. The stock's GF Value™ is $66.58, compared to a current price of $79.04 — trading 18.7% above its estimated fair value. The current EV-to-EBIT is 8.50, which is near median its 10-year median of 7.88 and 1.2% below the Insurance industry median of 8.60. Ageas/ NV's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Ageas/ NV (AGESF), the current EV-to-EBIT is 8.50 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ageas/ NV (AGESF) Overvalued in 2026?
Based on GuruFocus' analysis, Ageas/ NV stock appears to be overvalued.
The current stock price of $79.04 is trading 18.7% above its estimated GF Value™ of $66.58.
GuruFocus considers Ageas/ NV to be Modestly Overvalued.
Key valuation signals for AGESF:
EV-to-EBIT: 8.50 (near median its 10-year median of 7.88)
GF Value™: $66.58 vs. price of $79.04 (18.7% above fair value)
Industry Position: 1.2% below the Insurance median (#173 of 345)
No single metric tells the full story. See the AGESF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ageas was spun out of Fortis during the financial crisis after a consortium including Banco Santander and Royal Bank of Scotland launched a failed bid for ABN Amro. The takeover was badly timed and overly ambitious, and to fund it Fortis started selling noncore divisions while writing down collateralized debt. As Fortis' capital began to decline, the company initiated a rights issue, and suspended the dividend. As Fortis' share price began to decline and financial market conditions continued to deteriorate, with a series of leadership changes, customers began to withdraw deposits. Fortis was approached by the government and sold its domestic banking operations to the Belgian government. It also spun off its asset management and insurance units which later became Ageas.
65GF Score
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