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GeneraliXTER:ASG -1.95%50 EV-to-EBIT is 14.09 as of Sep. 22, 2026, which is 57% below its 10-year median of 32.99. GuruFocus rates XTER:ASG with a GF Score™ of 50/100 and a GF Value™ of €41.67 (Fairly Valued). The stock has 2 warning signs investors should review. Among 353 Insurance companies, Generali ranks worse than 283285.84% on this metric.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Generali's Enterprise Value is €105,538 Mil.
Generali's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €7,490 Mil. Therefore, Generali's EV-to-EBIT for today is 14.09.
The historical rank and industry rank for Generali's EV-to-EBIT or its related term are showing as below:
During the past 13 years, the highest EV-to-EBIT of Generali was 73.37. The lowest was 12.21. And the median was 32.99.
XTER:ASG's EV-to-EBIT is not ranked *
in the Insurance industry.
Industry Median: 8.3 * Ranked among companies with meaningful EV-to-EBIT only.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Generali's Enterprise Value for the quarter that ended in Jun. 2026 was €109,305 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Generali's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €7,490 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Generali EV-to-EBIT Related Terms
Generali EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for Generali's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTER:ASG vs BRK.A, AIG, HIG: EV-to-EBIT Comparison
For the Insurance - Diversified subindustry, Generali's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Generali EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Generali's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Generali's EV-to-EBIT falls into.
Generali's current Enterprise Value is €105,538 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Generali's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €7,490 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Generali (XTER:ASG) has a EV-to-EBIT of 14.09 as of Sep. 22, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Generali and its competitors. This is 57% below median its historical median of 32.99. Over the past decade, Generali's EV-to-EBIT has ranged from 12.21 to 73.37. According to the industry distribution chart, Generali ranks #999999 out of 353 companies in the Insurance industry.
Is Generali's EV-to-EBIT too high?
Generali's current EV-to-EBIT of 14.09 is 57% below median its 10-year median of 32.99. Over the past 10 years, this metric has ranged from a low of 12.21 to a high of 73.37. The Insurance industry median EV-to-EBIT is 8.30. Generali's value of 14.09 is 69.8% above this industry median. Based on the distribution chart, Generali ranks #999999 out of 353 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Generali has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Generali's EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Generali ranks #999999 out of 353 companies for EV-to-EBIT. This places Generali in the lower half of its industry. The industry median EV-to-EBIT is 8.30. Generali's value of 14.09 is 69.8% above this benchmark. Historically, Generali's own EV-to-EBIT has ranged from 12.21 to 73.37 over the past decade. While the company's 10-year median is 32.99 vs. the industry median of 8.30, Generali has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.30, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Generali's current EV-to-EBIT of 14.09 is 69.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Generali and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generali's current EV-to-EBIT is 14.09, which is 57% below median its own 10-year median of 32.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generali stock overvalued right now?
Based on GuruFocus' analysis, Generali (XTER:ASG) is currently considered Fairly Valued. The stock's GF Value™ is €41.67, compared to a current price of €45.76 — trading 9.8% above its estimated fair value. The current EV-to-EBIT is 14.09, which is 57% below median its 10-year median of 32.99 and 69.8% above the Insurance industry median of 8.30. Generali's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Generali (XTER:ASG), the current EV-to-EBIT is 14.09 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Generali (XTER:ASG) Overvalued in 2026?
Based on GuruFocus' analysis, Generali stock appears to be overvalued.
The current stock price of €45.76 is trading 9.8% above its estimated GF Value™ of €41.67.
GuruFocus considers Generali to be Fairly Valued.
Key valuation signals for XTER:ASG:
EV-to-EBIT: 14.09 (57% below median its 10-year median of 32.99)
GF Value™: €41.67 vs. price of €45.76 (9.8% above fair value)
Industry Position: 69.8% above the Insurance median (#999999 of 353)
No single metric tells the full story. See the XTER:ASG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The roots of Generali date back to the 1830s and the Bora wind and rough seas that hit the Trieste region. Over that decade, Generali sought to expand throughout Italy, but growth was held back by the fragmented nature of Italy. The Italian Revolution in the 1840s paved the way for easier expansion in the country. After World War I, Trieste was handed back to Italy. The dissolution of the Austro-Hungarian Empire created a fragmented Europe and a fragmented Generali. To this day, Generali remains quite a diversified company, with its core operations remaining in the historical Austro-Hungarian countries of Austria, Central and Eastern Europe, Germany, and Italy. France is also an important contributor to life and savings.
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