FlexShopper (FRA:9FL) EV-to-EBITDA: 1.85 (As of Sep. 02, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:9FL FlexShopper Inc FRA:9FL
16 GF Score
Price €0.01
View Full Analysis

What is FlexShopper EV-to-EBITDA?

FlexShopper FRA:9FL 16 EV-to-EBITDA is 1.85 as of Sep. 02, 2026. GuruFocus rates FRA:9FL with a GF Score™ of 16/100.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, FlexShopper's enterprise value is €152.0 Mil. FlexShopper's EBITDA for the trailing twelve months (TTM) ended in Dec. 2024 was €82.2 Mil. Therefore, FlexShopper's EV-to-EBITDA for today is 1.85.

The historical rank and industry rank for FlexShopper's EV-to-EBITDA or its related term are showing as below:

FRA:9FL's EV-to-EBITDA is not ranked *
in the Business Services industry.
Industry Median: 7.56
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-02), FlexShopper's stock price is €0.008. FlexShopper's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was €-0.196. Therefore, FlexShopper's PE Ratio (TTM) for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


FlexShopper  (FRA:9FL) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

FlexShopper's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.008/-0.196
=At Loss

FlexShopper's share price for today is €0.008.
FlexShopper's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.196.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


FlexShopper EV-to-EBITDA Related Terms


FlexShopper EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for FlexShopper's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FlexShopper EV-to-EBITDA Chart

FlexShopper Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.60 1.33 1.57 2.18 2.45

FlexShopper Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.18 1.54 1.55 1.52 2.45

FRA:9FL vs URI, AER, FTAI: EV-to-EBITDA Comparison

For the Rental & Leasing Services subindustry, FlexShopper's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FlexShopper EV-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, FlexShopper's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where FlexShopper's EV-to-EBITDA falls into.


FRA:9FL
16GF Score
FlexShopper Inc FRA:9FL
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FlexShopper EV-to-EBITDA Calculation

FlexShopper's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=152.029/82.221
=1.85

FlexShopper's current Enterprise Value is €152.0 Mil.
FlexShopper's EBITDA for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €82.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 1.85 mean?
FlexShopper (FRA:9FL) has a EV-to-EBITDA of 1.85 as of Sep. 02, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on FlexShopper.
Is FlexShopper's EV-to-EBITDA too high?
FlexShopper's current EV-to-EBITDA is 1.85. The Business Services industry median EV-to-EBITDA is 7.56. FlexShopper's value of 1.85 is 75.5% below this industry median. Overall, FlexShopper has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does FlexShopper's EV-to-EBITDA compare to URI and AER?
FlexShopper's EV-to-EBITDA of 1.85 can be compared against companies in the Business Services industry. The industry median EV-to-EBITDA is 7.56. FlexShopper's value of 1.85 is 75.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Business Services company?
The median EV-to-EBITDA among Business Services companies is 7.56, based on 908 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FlexShopper's current EV-to-EBITDA of 1.85 is 75.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on FlexShopper. For the Business Services industry, the median EV-to-EBITDA is 7.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FlexShopper's current EV-to-EBITDA is 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FlexShopper stock overvalued right now?
FlexShopper (FRA:9FL) has a current EV-to-EBITDA of 1.85. The current EV-to-EBITDA is 1.85 and 75.5% below the Business Services industry median of 7.56. FlexShopper's overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For FlexShopper (FRA:9FL), the current EV-to-EBITDA is 1.85 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FlexShopper Business Description

Address 901 Yamato Road, Suite 260, Boca Raton, FL, USA, 33431
FlexShopper Inc is a financial technology company engaged in providing certain types of durable goods to consumers on a lease-to-own basis and providing lease-to-own (LTO) terms to consumers of third-party retailers and e-tailers. Its products include electronics, computers, furniture, mattresses, cameras and camcorders, audio, musical instruments, health, fitness and sports, video games, homes, gardens and tools, appliances, and vacuums on a payment, lease basis. The firm generates a majority of its revenue by leasing its products. The company enables consumers utilizing its e-commerce marketplace to shop for brand-name electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis.
16GF Score

Get the complete analysis for FRA:9FL

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.01
Price