RNR (RenaissanceRe Holdings) EV-to-EBITDA: 5.04 (As of Aug. 20, 2026) — 34% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RNR RenaissanceRe Holdings Ltd RNR
66 GF Score
Price $321.82
GF Value $276.16
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is RenaissanceRe Holdings EV-to-EBITDA?

RenaissanceRe Holdings RNR +1.44% 66 EV-to-EBITDA is 5.04 as of Aug. 20, 2026, which is 34% below its 10-year median of 7.65. GuruFocus rates RNR with a GF Score™ of 66/100 and a GF Value™ of $276.16 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 346 Insurance companies, RenaissanceRe Holdings ranks better than 73.99% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, RenaissanceRe Holdings's enterprise value is $22,494 Mil. RenaissanceRe Holdings's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $4,466 Mil. Therefore, RenaissanceRe Holdings's EV-to-EBITDA for today is 5.04.

The historical rank and industry rank for RenaissanceRe Holdings's EV-to-EBITDA or its related term are showing as below:

RNR' s EV-to-EBITDA Range Over the Past 10 Years
Min: -128.77   Med: 7.65   Max: 187.26
Current: 5.04

During the past 13 years, the highest EV-to-EBITDA of RenaissanceRe Holdings was 187.26. The lowest was -128.77. And the median was 7.65.

RNR's EV-to-EBITDA is ranked better than
73.99% of 346 companies
in the Insurance industry
Industry Median: 8.04 vs RNR: 5.04

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-20), RenaissanceRe Holdings's stock price is $321.82. RenaissanceRe Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $58.200. Therefore, RenaissanceRe Holdings's PE Ratio (TTM) for today is 5.53.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


RenaissanceRe Holdings  (NYSE:RNR) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

RenaissanceRe Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=321.82/58.200
=5.53

RenaissanceRe Holdings's share price for today is $321.82.
RenaissanceRe Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $58.200.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


RenaissanceRe Holdings EV-to-EBITDA Related Terms


RenaissanceRe Holdings EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for RenaissanceRe Holdings's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RenaissanceRe Holdings EV-to-EBITDA Chart

RenaissanceRe Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -127.22 -11.12 5.66 6.10 5.17

RenaissanceRe Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.16 7.37 5.17 4.52 5.01

RNR vs EG, RGA, HG: EV-to-EBITDA Comparison

For the Insurance - Reinsurance subindustry, RenaissanceRe Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RenaissanceRe Holdings EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, RenaissanceRe Holdings's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where RenaissanceRe Holdings's EV-to-EBITDA falls into.


RNR
66GF Score
RenaissanceRe Holdings Ltd RNR
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RenaissanceRe Holdings EV-to-EBITDA Calculation

RenaissanceRe Holdings's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=22494.332/4465.54
=5.04

RenaissanceRe Holdings's current Enterprise Value is $22,494 Mil.
RenaissanceRe Holdings's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4,466 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 5.04 mean?
RenaissanceRe Holdings (RNR) has a EV-to-EBITDA of 5.04 as of Aug. 20, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on RenaissanceRe Holdings. This is 34% below median its historical median of 7.65. According to the industry distribution chart, RenaissanceRe Holdings ranks #90 out of 346 companies in the Insurance industry, placing it in the top 26%.
Is RenaissanceRe Holdings' EV-to-EBITDA too high?
RenaissanceRe Holdings' current EV-to-EBITDA of 5.04 is 34% below median its 10-year median of 7.65. The Insurance industry median EV-to-EBITDA is 8.04. RenaissanceRe Holdings' value of 5.04 is 37.3% below this industry median. Based on the distribution chart, RenaissanceRe Holdings ranks #90 out of 346 companies in the Insurance industry, which is above the industry midpoint. Overall, RenaissanceRe Holdings has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RenaissanceRe Holdings' EV-to-EBITDA compare to EG and RGA?
According to the Insurance industry distribution chart, RenaissanceRe Holdings ranks #90 out of 346 companies for EV-to-EBITDA. This puts RenaissanceRe Holdings in the upper half of its industry. The industry median EV-to-EBITDA is 8.04. RenaissanceRe Holdings' value of 5.04 is 37.3% below this benchmark. While the company's 10-year median is 7.65 vs. the industry median of 8.04, RenaissanceRe Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.04, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RenaissanceRe Holdings's current EV-to-EBITDA of 5.04 is 37.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on RenaissanceRe Holdings. For the Insurance industry, the median EV-to-EBITDA is 8.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RenaissanceRe Holdings's current EV-to-EBITDA is 5.04, which is 34% below median its own 10-year median of 7.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RenaissanceRe Holdings stock overvalued right now?
Based on GuruFocus' analysis, RenaissanceRe Holdings (RNR) is currently considered Modestly Overvalued. The stock's GF Value™ is $276.16, compared to a current price of $321.82 — trading 16.5% above its estimated fair value. The current EV-to-EBITDA is 5.04, which is 34% below median its 10-year median of 7.65 and 37.3% below the Insurance industry median of 8.04. RenaissanceRe Holdings' overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For RenaissanceRe Holdings (RNR), the current EV-to-EBITDA is 5.04 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RenaissanceRe Holdings (RNR) Overvalued in 2026?

Based on GuruFocus' analysis, RenaissanceRe Holdings stock appears to be overvalued. The current stock price of $321.82 is trading 16.5% above its estimated GF Value™ of $276.16. GuruFocus considers RenaissanceRe Holdings to be Modestly Overvalued.

Key valuation signals for RNR:

  • EV-to-EBITDA: 5.04 (34% below median its 10-year median of 7.65)
  • GF Value™: $276.16 vs. price of $321.82 (16.5% above fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 37.3% below the Insurance median (#90 of 346)

No single metric tells the full story. See the RNR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RenaissanceRe Holdings Business Description

Other Exchanges RNRpF.PFD:USA
Address 12 Crow Lane, Renaissance House, Pembroke, BMU, HM 19
RenaissanceRe Holdings Ltd provides reinsurance and insurance solutions and related services. The company's core products include property, casualty and specialty reinsurance. Revenue is derived from three sources: net premiums earned from the insurance and insurance products sold; net investment income from the investment of capital funds and cash; and other income from the company's joint ventures, advisory services, and other items. The reportable segments of the company are the Property segment which includes catastrophe and other property reinsurance, and the Casualty and Specialty segment which is comprised of casualty and specialty reinsurance. It derives a majority of its revenue from the Casualty and specialty segment.
66GF Score

Get the complete analysis for RNR

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$321.82
Price
$276.16
GF Value