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American International GroupAIG +0.49%57 EV-to-OCF is 12.33 as of Aug. 22, 2026, which is 12% below its 10-year median of 14.03. GuruFocus rates AIG with a GF Score™ of 57/100 and a GF Value™ of $95.37 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 505 Insurance companies, American International Group ranks worse than 69.9% on this metric.
The historical rank and industry rank for American International Group's EV-to-OCF or its related term are showing as below:
AIG'
s EV-to-OCF Range Over the Past 10 Years
Min: -190 Med: 14.03 Max: 93.81
Current: 12.33
During the past 13 years, the highest EV-to-OCF of American International Group was 93.81. The lowest was -190.00. And the median was 14.03.
AIG's EV-to-OCF is ranked worse than 69.9% of 505
companies
in the Insurance industry
Industry Median: 6.68
vs AIG: 12.33
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American International Group (NYSE:AIG) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American International Group's PE Ratio (TTM) for today is calculated as:
American International Group's share price for today is $76.12.
American International Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.470.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
American International Group EV-to-OCF Related Terms
American International Group EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, American International Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American International Group EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, American International Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where American International Group's EV-to-OCF falls into.
American International Group's current Enterprise Value is $47,460 Mil.
American International Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3,850 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American International Group (AIG) has a EV-to-OCF of 12.33 as of Aug. 22, 2026. This is 12% below median its historical median of 14.03. According to the industry distribution chart, American International Group ranks #353 out of 505 companies in the Insurance industry, placing it in the top 69.9%.
Is American International Group's EV-to-OCF too high?
American International Group's current EV-to-OCF of 12.33 is 12% below median its 10-year median of 14.03. The Insurance industry median EV-to-OCF is 6.68. American International Group's value of 12.33 is 84.6% above this industry median. Based on the distribution chart, American International Group ranks #353 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, American International Group has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American International Group's EV-to-OCF compare to HIG and ACGL?
According to the Insurance industry distribution chart, American International Group ranks #353 out of 505 companies for EV-to-OCF. This places American International Group in the lower half of its industry. The industry median EV-to-OCF is 6.68. American International Group's value of 12.33 is 84.6% above this benchmark. While the company's 10-year median is 14.03 vs. the industry median of 6.68, American International Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.68, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American International Group's current EV-to-OCF of 12.33 is 84.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American International Group's current EV-to-OCF is 12.33, which is 12% below median its own 10-year median of 14.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
Based on GuruFocus' analysis, American International Group (AIG) is currently considered Modestly Undervalued. The stock's GF Value™ is $95.37, compared to a current price of $76.12 — trading 20.2% below its estimated fair value. The current EV-to-OCF is 12.33, which is 12% below median its 10-year median of 14.03 and 84.6% above the Insurance industry median of 6.68. American International Group's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For American International Group (AIG), the current EV-to-OCF is 12.33 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American International Group (AIG) Overvalued in 2026?
Based on GuruFocus' analysis, American International Group stock appears to be undervalued.
The current stock price of $76.12 is trading 20.2% below its estimated GF Value™ of $95.37.
GuruFocus considers American International Group to be Modestly Undervalued.
Key valuation signals for AIG:
EV-to-OCF: 12.33 (12% below median its 10-year median of 14.03)
GF Value™: $95.37 vs. price of $76.12 (20.2% below fair value)
Industry Position: 84.6% above the Insurance median (#353 of 505)
No single metric tells the full story. See the AIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
57GF Score
Get the complete analysis for AIG
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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