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KB Financial GroupBUE:KB +0.37%40 EV-to-OCF is 62.66 as of Jul. 31, 2026, which is 789% above its 10-year median of 7.05. GuruFocus rates BUE:KB with a GF Score™ of 40/100 and a GF Value™ of ARS48,454.71 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,500 Banks companies, KB Financial Group ranks worse than 96.33% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, KB Financial Group's Enterprise Value is ARS167,702,094 Mil.
KB Financial Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ARS2,676,396 Mil. Therefore, KB Financial Group's EV-to-OCF for today is 62.66.
The historical rank and industry rank for KB Financial Group's EV-to-OCF or its related term are showing as below:
BUE:KB'
s EV-to-OCF Range Over the Past 10 Years
Min: -357.5 Med: 7.05 Max: 61.13
Current: 58.33
During the past 13 years, the highest EV-to-OCF of KB Financial Group was 61.13. The lowest was -357.50. And the median was 7.05.
BUE:KB's EV-to-OCF is ranked worse than 96.33% of 1500
companies
in the Banks industry
Industry Median: 3.975
vs BUE:KB: 58.33
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
KB Financial Group's PE Ratio (TTM) for today is calculated as:
KB Financial Group's share price for today is ARS94375.00.
KB Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ARS29922.423.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
KB Financial Group EV-to-OCF Related Terms
KB Financial Group EV-to-OCF Historical Data
* Premium members only.
The historical data trend for KB Financial Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KB Financial Group EV-to-OCF Competitor Comparison
For the Banks - Regional subindustry, KB Financial Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KB Financial Group EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, KB Financial Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where KB Financial Group's EV-to-OCF falls into.
KB Financial Group's current Enterprise Value is ARS167,702,094 Mil.
KB Financial Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ARS2,676,396 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KB Financial Group (BUE:KB) has a EV-to-OCF of 62.66 as of Jul. 31, 2026. This is 789% above median its historical median of 7.05. According to the industry distribution chart, KB Financial Group ranks #1445 out of 1500 companies in the Banks industry, placing it in the top 96.3%.
Is KB Financial Group's EV-to-OCF too high?
KB Financial Group's current EV-to-OCF of 62.66 is 789% above median its 10-year median of 7.05. The Banks industry median EV-to-OCF is 3.98. KB Financial Group's value of 62.66 is 1476.4% above this industry median. Based on the distribution chart, KB Financial Group ranks #1445 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, KB Financial Group has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KB Financial Group's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, KB Financial Group ranks #1445 out of 1500 companies for EV-to-OCF. This places KB Financial Group in the lower half of its industry. The industry median EV-to-OCF is 3.98. KB Financial Group's value of 62.66 is 1476.4% above this benchmark. While the company's 10-year median is 7.05 vs. the industry median of 3.98, KB Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KB Financial Group's current EV-to-OCF of 62.66 is 1476.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KB Financial Group's current EV-to-OCF is 62.66, which is 789% above median its own 10-year median of 7.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, KB Financial Group (BUE:KB) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS48,454.71, compared to a current price of ARS94,375.00 — trading 94.8% above its estimated fair value. The current EV-to-OCF is 62.66, which is 789% above median its 10-year median of 7.05 and 1476.4% above the Banks industry median of 3.98. KB Financial Group's overall GF Score™ is 40/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For KB Financial Group (BUE:KB), the current EV-to-OCF is 62.66 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KB Financial Group (BUE:KB) Overvalued in 2026?
Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued.
The current stock price of ARS94,375.00 is trading 94.8% above its estimated GF Value™ of ARS48,454.71.
GuruFocus considers KB Financial Group to be Significantly Overvalued.
Key valuation signals for BUE:KB:
EV-to-OCF: 62.66 (789% above median its 10-year median of 7.05)
GF Value™: ARS48,454.71 vs. price of ARS94,375.00 (94.8% above fair value)
Industry Position: 1476.4% above the Banks median (#1445 of 1500)
No single metric tells the full story. See the BUE:KB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
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