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U.S. BancorpBUE:USB +1.75%55 EV-to-OCF is 15.61 as of Jul. 26, 2026, which is 16% above its 10-year median of 13.44. GuruFocus rates BUE:USB with a GF Score™ of 55/100 and a GF Value™ of ARS14,884.98 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,502 Banks companies, U.S. Bancorp ranks worse than 81.03% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, U.S. Bancorp's Enterprise Value is ARS203,456,056 Mil.
U.S. Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ARS13,029,594 Mil. Therefore, U.S. Bancorp's EV-to-OCF for today is 15.61.
The historical rank and industry rank for U.S. Bancorp's EV-to-OCF or its related term are showing as below:
BUE:USB'
s EV-to-OCF Range Over the Past 10 Years
Min: 3.44 Med: 13.44 Max: 45.96
Current: 14.19
During the past 13 years, the highest EV-to-OCF of U.S. Bancorp was 45.96. The lowest was 3.44. And the median was 13.44.
BUE:USB's EV-to-OCF is ranked worse than 81.03% of 1502
companies
in the Banks industry
Industry Median: 3.685
vs BUE:USB: 14.19
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
U.S. Bancorp's PE Ratio (TTM) for today is calculated as:
U.S. Bancorp's share price for today is ARS20350.00.
U.S. Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ARS7135.204.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
U.S. Bancorp EV-to-OCF Related Terms
U.S. Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for U.S. Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, U.S. Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
U.S. Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, U.S. Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where U.S. Bancorp's EV-to-OCF falls into.
U.S. Bancorp's current Enterprise Value is ARS203,456,056 Mil.
U.S. Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ARS13,029,594 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
U.S. Bancorp (BUE:USB) has a EV-to-OCF of 15.61 as of Jul. 26, 2026. This is 16% above median its historical median of 13.44. Over the past decade, U.S. Bancorp's EV-to-OCF has ranged from 3.44 to 45.96. According to the industry distribution chart, U.S. Bancorp ranks #1217 out of 1502 companies in the Banks industry, placing it in the top 81%.
Is U.S. Bancorp's EV-to-OCF too high?
U.S. Bancorp's current EV-to-OCF of 15.61 is 16% above median its 10-year median of 13.44. Over the past 10 years, this metric has ranged from a low of 3.44 to a high of 45.96. The Banks industry median EV-to-OCF is 3.69. U.S. Bancorp's value of 15.61 is 323.6% above this industry median. Based on the distribution chart, U.S. Bancorp ranks #1217 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, U.S. Bancorp has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does U.S. Bancorp's EV-to-OCF compare to PNC and NU?
According to the Banks industry distribution chart, U.S. Bancorp ranks #1217 out of 1502 companies for EV-to-OCF. This places U.S. Bancorp in the lower half of its industry. The industry median EV-to-OCF is 3.69. U.S. Bancorp's value of 15.61 is 323.6% above this benchmark. Historically, U.S. Bancorp's own EV-to-OCF has ranged from 3.44 to 45.96 over the past decade. While the company's 10-year median is 13.44 vs. the industry median of 3.69, U.S. Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.69, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. U.S. Bancorp's current EV-to-OCF of 15.61 is 323.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. U.S. Bancorp's current EV-to-OCF is 15.61, which is 16% above median its own 10-year median of 13.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U.S. Bancorp stock overvalued right now?
Based on GuruFocus' analysis, U.S. Bancorp (BUE:USB) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS14,884.98, compared to a current price of ARS20,350.00 — trading 36.7% above its estimated fair value. The current EV-to-OCF is 15.61, which is 16% above median its 10-year median of 13.44 and 323.6% above the Banks industry median of 3.69. U.S. Bancorp's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For U.S. Bancorp (BUE:USB), the current EV-to-OCF is 15.61 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is U.S. Bancorp (BUE:USB) Overvalued in 2026?
Based on GuruFocus' analysis, U.S. Bancorp stock appears to be overvalued.
The current stock price of ARS20,350.00 is trading 36.7% above its estimated GF Value™ of ARS14,884.98.
GuruFocus considers U.S. Bancorp to be Significantly Overvalued.
Key valuation signals for BUE:USB:
EV-to-OCF: 15.61 (16% above median its 10-year median of 13.44)
GF Value™: ARS14,884.98 vs. price of ARS20,350.00 (36.7% above fair value)
Industry Position: 323.6% above the Banks median (#1217 of 1502)
No single metric tells the full story. See the BUE:USB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
55GF Score
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