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Capitol Federal FinancialCFFN -0.35%30 EV-to-OCF is 32.66 as of Aug. 21, 2026, which is 22% below its 10-year median of 41.77. GuruFocus rates CFFN with a GF Score™ of 30/100. The stock has 4 warning signs investors should review. Among 1,495 Banks companies, Capitol Federal Financial ranks worse than 93.98% on this metric.
The historical rank and industry rank for Capitol Federal Financial's EV-to-OCF or its related term are showing as below:
CFFN'
s EV-to-OCF Range Over the Past 10 Years
Min: 30.03 Med: 41.77 Max: 105.27
Current: 32.66
During the past 13 years, the highest EV-to-OCF of Capitol Federal Financial was 105.27. The lowest was 30.03. And the median was 41.77.
CFFN's EV-to-OCF is ranked worse than 93.98% of 1495
companies
in the Banks industry
Industry Median: 3.9
vs CFFN: 32.66
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Capitol Federal Financial (NAS:CFFN) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Capitol Federal Financial's PE Ratio (TTM) for today is calculated as:
Capitol Federal Financial's share price for today is $8.45.
Capitol Federal Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.650.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Capitol Federal Financial EV-to-OCF Related Terms
Capitol Federal Financial EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capitol Federal Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capitol Federal Financial EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Capitol Federal Financial's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Capitol Federal Financial's EV-to-OCF falls into.
Capitol Federal Financial's current Enterprise Value is $2,542.6 Mil.
Capitol Federal Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $77.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capitol Federal Financial (CFFN) has a EV-to-OCF of 32.66 as of Aug. 21, 2026. This is 22% below median its historical median of 41.77. Over the past decade, Capitol Federal Financial's EV-to-OCF has ranged from 30.03 to 105.27. According to the industry distribution chart, Capitol Federal Financial ranks #1405 out of 1495 companies in the Banks industry, placing it in the top 94%.
Is Capitol Federal Financial's EV-to-OCF too high?
Capitol Federal Financial's current EV-to-OCF of 32.66 is 22% below median its 10-year median of 41.77. Over the past 10 years, this metric has ranged from a low of 30.03 to a high of 105.27. The Banks industry median EV-to-OCF is 3.90. Capitol Federal Financial's value of 32.66 is 737.4% above this industry median. Based on the distribution chart, Capitol Federal Financial ranks #1405 out of 1495 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Capitol Federal Financial has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Capitol Federal Financial's EV-to-OCF compare to AGBK and CCB?
According to the Banks industry distribution chart, Capitol Federal Financial ranks #1405 out of 1495 companies for EV-to-OCF. This places Capitol Federal Financial in the lower half of its industry. The industry median EV-to-OCF is 3.90. Capitol Federal Financial's value of 32.66 is 737.4% above this benchmark. Historically, Capitol Federal Financial's own EV-to-OCF has ranged from 30.03 to 105.27 over the past decade. While the company's 10-year median is 41.77 vs. the industry median of 3.90, Capitol Federal Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.90, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitol Federal Financial's current EV-to-OCF of 32.66 is 737.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitol Federal Financial's current EV-to-OCF is 32.66, which is 22% below median its own 10-year median of 41.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitol Federal Financial stock overvalued right now?
Capitol Federal Financial (CFFN) has a current EV-to-OCF of 32.66. The current EV-to-OCF is 32.66, which is 22% below median its 10-year median of 41.77 and 737.4% above the Banks industry median of 3.90. Capitol Federal Financial's overall GF Score™ is 30/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Capitol Federal Financial (CFFN), the current EV-to-OCF is 32.66 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Capitol Federal Financial Inc is a bank holding company that operates through its wholly-owned subsidiary bank. The bank is a community-oriented financial institution that offers a variety of financial services through tens of locations. It mainly serves metropolitan areas within the state of Kansas. The bank performs traditional banking functions such as deposit-taking activities and investing that money in first-lien residential mortgages. It also participates in commercial real estate loans with other lenders, investing those funds in various securities. The vast majority of the bank's loan portfolio is in originated one- to four-family real estate loans. Its primary source of income is net interest income.
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