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Bank OZKFRA:BO8 -1.64%83 EV-to-OCF is 5.32 as of Aug. 21, 2026, which is 17% below its 10-year median of 6.38. GuruFocus rates FRA:BO8 with a GF Score™ of 83/100 and a GF Value™ of €43.20 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,495 Banks companies, Bank OZK ranks worse than 54.98% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Bank OZK's Enterprise Value is €3,961 Mil.
Bank OZK's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €744 Mil. Therefore, Bank OZK's EV-to-OCF for today is 5.32.
The historical rank and industry rank for Bank OZK's EV-to-OCF or its related term are showing as below:
FRA:BO8'
s EV-to-OCF Range Over the Past 10 Years
Min: 3 Med: 6.38 Max: 26.29
Current: 5.34
During the past 13 years, the highest EV-to-OCF of Bank OZK was 26.29. The lowest was 3.00. And the median was 6.38.
FRA:BO8's EV-to-OCF is ranked worse than 54.98% of 1495
companies
in the Banks industry
Industry Median: 3.9
vs FRA:BO8: 5.34
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank OZK's share price for today is €42.10.
Bank OZK's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €5.209.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bank OZK EV-to-OCF Related Terms
Bank OZK EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Bank OZK's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank OZK's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank OZK EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Bank OZK's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Bank OZK's EV-to-OCF falls into.
Bank OZK's current Enterprise Value is €3,961 Mil.
Bank OZK's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €744 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank OZK (FRA:BO8) has a EV-to-OCF of 5.32 as of Aug. 21, 2026. This is 17% below median its historical median of 6.38. Over the past decade, Bank OZK's EV-to-OCF has ranged from 3.00 to 26.29. According to the industry distribution chart, Bank OZK ranks #822 out of 1495 companies in the Banks industry, placing it in the top 55%.
Is Bank OZK's EV-to-OCF too high?
Bank OZK's current EV-to-OCF of 5.32 is 17% below median its 10-year median of 6.38. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 26.29. The Banks industry median EV-to-OCF is 3.90. Bank OZK's value of 5.32 is 36.4% above this industry median. Based on the distribution chart, Bank OZK ranks #822 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Bank OZK has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank OZK's EV-to-OCF compare to AX and EBC?
According to the Banks industry distribution chart, Bank OZK ranks #822 out of 1495 companies for EV-to-OCF. This places Bank OZK in the lower half of its industry. The industry median EV-to-OCF is 3.90. Bank OZK's value of 5.32 is 36.4% above this benchmark. Historically, Bank OZK's own EV-to-OCF has ranged from 3.00 to 26.29 over the past decade. While the company's 10-year median is 6.38 vs. the industry median of 3.90, Bank OZK has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.90, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank OZK's current EV-to-OCF of 5.32 is 36.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank OZK's current EV-to-OCF is 5.32, which is 17% below median its own 10-year median of 6.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank OZK stock overvalued right now?
Based on GuruFocus' analysis, Bank OZK (FRA:BO8) is currently considered Fairly Valued. The stock's GF Value™ is €43.20, compared to a current price of €42.10 — trading 2.5% below its estimated fair value. The current EV-to-OCF is 5.32, which is 17% below median its 10-year median of 6.38 and 36.4% above the Banks industry median of 3.90. Bank OZK's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Bank OZK (FRA:BO8), the current EV-to-OCF is 5.32 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank OZK (FRA:BO8) Overvalued in 2026?
Based on GuruFocus' analysis, Bank OZK stock appears to be undervalued.
The current stock price of €42.10 is trading 2.5% below its estimated GF Value™ of €43.20.
GuruFocus considers Bank OZK to be Fairly Valued.
Key valuation signals for FRA:BO8:
EV-to-OCF: 5.32 (17% below median its 10-year median of 6.38)
GF Value™: €43.20 vs. price of €42.10 (2.5% below fair value)
Industry Position: 36.4% above the Banks median (#822 of 1495)
No single metric tells the full story. See the FRA:BO8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides banking services, including checking, savings, money market, time deposits, and individual retirement accounts, as well as loan services, such as real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services, it also provides trust and wealth management, financial planning, online banking, and other related services.
83GF Score
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