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H&R BlockFRA:HRB -2.24%74 EV-to-OCF is 7.78 as of Sep. 11, 2026, which is 17% below its 10-year median of 9.35. GuruFocus rates FRA:HRB with a GF Score™ of 74/100 and a GF Value™ of €54.33 (Modestly Undervalued). Among 94 Personal Services companies, H&R Block ranks worse than 54.26% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, H&R Block's Enterprise Value is €5,739 Mil.
H&R Block's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €738 Mil. Therefore, H&R Block's EV-to-OCF for today is 7.78.
The historical rank and industry rank for H&R Block's EV-to-OCF or its related term are showing as below:
FRA:HRB'
s EV-to-OCF Range Over the Past 10 Years
Min: -279.01 Med: 9.35 Max: 46.82
Current: 7.96
During the past 13 years, the highest EV-to-OCF of H&R Block was 46.82. The lowest was -279.01. And the median was 9.35.
FRA:HRB's EV-to-OCF is ranked worse than 54.26% of 94
companies
in the Personal Services industry
Industry Median: 7.225
vs FRA:HRB: 7.96
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
H&R Block's share price for today is €38.42.
H&R Block's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4.991.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
H&R Block EV-to-OCF Related Terms
H&R Block EV-to-OCF Historical Data
* Premium members only.
The historical data trend for H&R Block's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, H&R Block's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
H&R Block EV-to-OCF vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, H&R Block's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where H&R Block's EV-to-OCF falls into.
H&R Block's current Enterprise Value is €5,739 Mil.
H&R Block's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €738 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
H&R Block (FRA:HRB) has a EV-to-OCF of 7.78 as of Sep. 11, 2026. This is 17% below median its historical median of 9.35. According to the industry distribution chart, H&R Block ranks #51 out of 94 companies in the Personal Services industry, placing it in the top 54.3%.
Is H&R Block's EV-to-OCF too high?
H&R Block's current EV-to-OCF of 7.78 is 17% below median its 10-year median of 9.35. The Personal Services industry median EV-to-OCF is 7.23. H&R Block's value of 7.78 is 7.7% above this industry median. Based on the distribution chart, H&R Block ranks #51 out of 94 companies in the Personal Services industry, which is below the industry midpoint. Overall, H&R Block has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does H&R Block's EV-to-OCF compare to ANDG and FTDR?
According to the Personal Services industry distribution chart, H&R Block ranks #51 out of 94 companies for EV-to-OCF. This places H&R Block in the lower half of its industry. The industry median EV-to-OCF is 7.23. H&R Block's value of 7.78 is 7.7% above this benchmark. While the company's 10-year median is 9.35 vs. the industry median of 7.23, H&R Block has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Personal Services company?
The median EV-to-OCF among Personal Services companies is 7.23, based on 94 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. H&R Block's current EV-to-OCF of 7.78 is 7.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Personal Services industry, the median EV-to-OCF is 7.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. H&R Block's current EV-to-OCF is 7.78, which is 17% below median its own 10-year median of 9.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is H&R Block stock overvalued right now?
Based on GuruFocus' analysis, H&R Block (FRA:HRB) is currently considered Modestly Undervalued. The stock's GF Value™ is €54.33, compared to a current price of €38.42 — trading 29.3% below its estimated fair value. The current EV-to-OCF is 7.78, which is 17% below median its 10-year median of 9.35 and 7.7% above the Personal Services industry median of 7.23. H&R Block's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For H&R Block (FRA:HRB), the current EV-to-OCF is 7.78 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is H&R Block (FRA:HRB) Overvalued in 2026?
Based on GuruFocus' analysis, H&R Block stock appears to be undervalued.
The current stock price of €38.42 is trading 29.3% below its estimated GF Value™ of €54.33.
GuruFocus considers H&R Block to be Modestly Undervalued.
Key valuation signals for FRA:HRB:
EV-to-OCF: 7.78 (17% below median its 10-year median of 9.35)
GF Value™: €54.33 vs. price of €38.42 (29.3% below fair value)
Industry Position: 7.7% above the Personal Services median (#51 of 94)
No single metric tells the full story. See the FRA:HRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
H&R Block Inc provides income tax return preparation services, digital do-it-yourself tax solutions, and other services related to income tax preparation to the general public in the United States, Canada, and Australia. The company mainly prepares tax returns for customers within the United States through its company-owned offices, franchise locations, and online tax software. The vast majority of H&R Block's offices are located in the U.S. The company derives the majority of its total revenue from the U.S. assisted tax preparation fees. Revenue from franchise and product royalties and digital do-it-yourself tax solutions is also relatively.
74GF Score
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