PPERY (PT Bank Mandiri (Persero) Tbk) EV-to-OCF: 38.00 (As of Aug. 19, 2026) — 1252% Above Median

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PPERY PT Bank Mandiri (Persero) Tbk PPERY
63 GF Score
Price $9.25
GF Value $12.28
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT Bank Mandiri (Persero) Tbk EV-to-OCF?

PT Bank Mandiri (Persero) Tbk PPERY +0.22% 63 EV-to-OCF is 38.00 as of Aug. 19, 2026, which is 1252% above its 10-year median of 2.81. GuruFocus rates PPERY with a GF Score™ of 63/100 and a GF Value™ of $12.28 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,497 Banks companies, PT Bank Mandiri (Persero) Tbk ranks worse than 96.46% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, PT Bank Mandiri (Persero) Tbk's Enterprise Value is $19,488 Mil. PT Bank Mandiri (Persero) Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $513 Mil. Therefore, PT Bank Mandiri (Persero) Tbk's EV-to-OCF for today is 38.00.

The historical rank and industry rank for PT Bank Mandiri (Persero) Tbk's EV-to-OCF or its related term are showing as below:

PPERY' s EV-to-OCF Range Over the Past 10 Years
Min: -118.52   Med: 2.81   Max: 400.92
Current: 38

During the past 13 years, the highest EV-to-OCF of PT Bank Mandiri (Persero) Tbk was 400.92. The lowest was -118.52. And the median was 2.81.

PPERY's EV-to-OCF is ranked worse than
96.46% of 1497 companies
in the Banks industry
Industry Median: 3.9 vs PPERY: 38.00

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-19), PT Bank Mandiri (Persero) Tbk's stock price is $9.25. PT Bank Mandiri (Persero) Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.571. Therefore, PT Bank Mandiri (Persero) Tbk's PE Ratio (TTM) for today is 5.89.


PT Bank Mandiri (Persero) Tbk  (OTCPK:PPERY) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank Mandiri (Persero) Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=9.25/1.571
=5.89

PT Bank Mandiri (Persero) Tbk's share price for today is $9.25.
PT Bank Mandiri (Persero) Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.571.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank Mandiri (Persero) Tbk EV-to-OCF Related Terms


PT Bank Mandiri (Persero) Tbk EV-to-OCF Historical Data

* Premium members only.

The historical data trend for PT Bank Mandiri (Persero) Tbk's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mandiri (Persero) Tbk EV-to-OCF Chart

PT Bank Mandiri (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.87 3.15 -6.82 -6.07 1.66

PT Bank Mandiri (Persero) Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.23 4.07 1.66 4.02 52.19

PT Bank Mandiri (Persero) Tbk EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mandiri (Persero) Tbk's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mandiri (Persero) Tbk EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mandiri (Persero) Tbk's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where PT Bank Mandiri (Persero) Tbk's EV-to-OCF falls into.


PPERY
63GF Score
PT Bank Mandiri (Persero) Tbk PPERY
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Mandiri (Persero) Tbk EV-to-OCF Calculation

PT Bank Mandiri (Persero) Tbk's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=19488.382/512.866
=38.00

PT Bank Mandiri (Persero) Tbk's current Enterprise Value is $19,488 Mil.
PT Bank Mandiri (Persero) Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $513 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 38.00 mean?
PT Bank Mandiri (Persero) Tbk (PPERY) has a EV-to-OCF of 38.00 as of Aug. 19, 2026. This is 1252% above median its historical median of 2.81. According to the industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #1444 out of 1497 companies in the Banks industry, placing it in the top 96.5%.
Is PT Bank Mandiri (Persero) Tbk's EV-to-OCF too high?
PT Bank Mandiri (Persero) Tbk's current EV-to-OCF of 38.00 is 1252% above median its 10-year median of 2.81. The Banks industry median EV-to-OCF is 3.90. PT Bank Mandiri (Persero) Tbk's value of 38.00 is 874.4% above this industry median. Based on the distribution chart, PT Bank Mandiri (Persero) Tbk ranks #1444 out of 1497 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Mandiri (Persero) Tbk has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mandiri (Persero) Tbk's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #1444 out of 1497 companies for EV-to-OCF. This places PT Bank Mandiri (Persero) Tbk in the lower half of its industry. The industry median EV-to-OCF is 3.90. PT Bank Mandiri (Persero) Tbk's value of 38.00 is 874.4% above this benchmark. While the company's 10-year median is 2.81 vs. the industry median of 3.90, PT Bank Mandiri (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.90, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mandiri (Persero) Tbk's current EV-to-OCF of 38.00 is 874.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mandiri (Persero) Tbk's current EV-to-OCF is 38.00, which is 1252% above median its own 10-year median of 2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mandiri (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk (PPERY) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.28, compared to a current price of $9.25 — trading 24.7% below its estimated fair value. The current EV-to-OCF is 38.00, which is 1252% above median its 10-year median of 2.81 and 874.4% above the Banks industry median of 3.90. PT Bank Mandiri (Persero) Tbk's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PT Bank Mandiri (Persero) Tbk (PPERY), the current EV-to-OCF is 38.00 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mandiri (Persero) Tbk (PPERY) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk stock appears to be undervalued. The current stock price of $9.25 is trading 24.7% below its estimated GF Value™ of $12.28. GuruFocus considers PT Bank Mandiri (Persero) Tbk to be Modestly Undervalued.

Key valuation signals for PPERY:

  • EV-to-OCF: 38.00 (1252% above median its 10-year median of 2.81)
  • GF Value™: $12.28 vs. price of $9.25 (24.7% below fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 874.4% above the Banks median (#1444 of 1497)

No single metric tells the full story. See the PPERY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mandiri (Persero) Tbk Business Description

Address Jl. Jenderal Sudirman Kav.54-55, Menara Mandiri 1, Jakarta, IDN, 12190
PT Bank Mandiri (Persero) Tbk is engaged in the provision of banking services. Its services include collecting funds from the public in forms of current accounts, term deposits, deposit certificates, savings, and/or other equivalent forms; Lending; Issuing promissory notes; Purchasing, selling, or guaranteeing on own risk or for the interest of and upon orders of the customers; and money transfer for self- interest or customers' interest. Its segments include the Wholesale segment and the Retail segment. Geographically, it operates in Indonesia, Asia (Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia), Western Europe (United Kingdom), and the Cayman Islands.
63GF Score

Get the complete analysis for PPERY

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.25
Price
$12.28
GF Value