PRRCF (ProCredit Holding AG) EV-to-OCF: (As of Aug. 08, 2026)

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Director of Data and Quant Analytics at GuruFocus
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PRRCF ProCredit Holding AG PRRCF
64 GF Score
Price $9.20
GF Value $14.76
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is ProCredit Holding AG EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, ProCredit Holding AG's Enterprise Value is $-1,140.2 Mil. ProCredit Holding AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0.0 Mil. Therefore, ProCredit Holding AG's EV-to-OCF for today is .

The historical rank and industry rank for ProCredit Holding AG's EV-to-OCF or its related term are showing as below:

PRRCF' s EV-to-OCF Range Over the Past 10 Years
Min: 9.52   Med: 0   Max: 9.52
Current: 9.52

During the past 13 years, the highest EV-to-OCF of ProCredit Holding AG was 9.52. The lowest was 9.52. And the median was .

PRRCF's EV-to-OCF is ranked worse than
68.22% of 1498 companies
in the Banks industry
Industry Median: 3.98 vs PRRCF: 9.52

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-08), ProCredit Holding AG's stock price is $9.20. ProCredit Holding AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.582. Therefore, ProCredit Holding AG's PE Ratio (TTM) for today is 5.82.


ProCredit Holding AG  (OTCPK:PRRCF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

ProCredit Holding AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=9.20/1.582
=5.82

ProCredit Holding AG's share price for today is $9.20.
ProCredit Holding AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.582.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


ProCredit Holding AG EV-to-OCF Related Terms


ProCredit Holding AG EV-to-OCF Historical Data

* Premium members only.

The historical data trend for ProCredit Holding AG's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ProCredit Holding AG EV-to-OCF Chart

ProCredit Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.60 -2.49 -2.97 7.53 11.17

ProCredit Holding AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 11.17 0.00

PRRCF vs JPM, BAC, WFC: EV-to-OCF Comparison

For the Banks - Diversified subindustry, ProCredit Holding AG's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ProCredit Holding AG EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, ProCredit Holding AG's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where ProCredit Holding AG's EV-to-OCF falls into.


PRRCF
64GF Score
ProCredit Holding AG PRRCF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ProCredit Holding AG EV-to-OCF Calculation

ProCredit Holding AG's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-1140.245/0
=

ProCredit Holding AG's current Enterprise Value is $-1,140.2 Mil.
ProCredit Holding AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is ProCredit Holding AG (PRRCF) Overvalued in 2026?

Based on GuruFocus' analysis, ProCredit Holding AG stock appears to be undervalued. The current stock price of $9.20 is trading 37.7% below its estimated GF Value™ of $14.76. GuruFocus considers ProCredit Holding AG to be Possible Value Trap.

Key valuation signals for PRRCF:

  • EV-to-OCF:
  • GF Value™: $14.76 vs. price of $9.20 (37.7% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the PRRCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ProCredit Holding AG Business Description

Address Rohmerplatz 33-37, Frankfurt, DEU, 60486
ProCredit Holding AG provides financial products and services. It performs general banking functions like accepting deposits, providing loans, current and savings accounts, and other banking services. The company's geographical segments are South-Eastern Europe, consisting of seven banks in the following countries: Albania, Bosnia and Herzegovina, Bulgaria (including branch operations in Greece), Kosovo, North Macedonia, Romania, and Serbia; Eastern Europe, with three banks located in the following countries, Georgia, Moldova, and Ukraine; South America, consisting of one bank in Ecuador; and Germany, consisting of the ProCredit Bank in Germany, ProCredit Holding, Quipu and the ProCredit Academy in Furth.
64GF Score

Get the complete analysis for PRRCF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.20
Price
$14.76
GF Value