VRTC (Veritec) EV-to-OCF: -17.98 (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Veritec EV-to-OCF?

Veritec VRTC EV-to-OCF is -17.98 as of Jul. 30, 2026.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Veritec's Enterprise Value is $9.19 Mil. Veritec's Cash Flow from Operations for the trailing twelve months (TTM) ended in Sep. 2024 was $-0.51 Mil. Therefore, Veritec's EV-to-OCF for today is -17.98.

The historical rank and industry rank for Veritec's EV-to-OCF or its related term are showing as below:

VRTC' s EV-to-OCF Range Over the Past 10 Years
Min: -17.98   Med: 0   Max: -17.97
Current: -17.98

During the past 13 years, the highest EV-to-OCF of Veritec was -17.97. The lowest was -17.98. And the median was .

VRTC's EV-to-OCF is not ranked
in the Software industry.
Industry Median: 6.71 vs VRTC: -17.98

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-30), Veritec's stock price is $0.0002. Veritec's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $-0.040. Therefore, Veritec's PE Ratio (TTM) for today is At Loss.


Veritec  (OTCPK:VRTC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Veritec's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.0002/-0.040
=At Loss

Veritec's share price for today is $0.0002.
Veritec's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.040.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Veritec EV-to-OCF Related Terms


Veritec EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Veritec's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Veritec EV-to-OCF Chart

Veritec Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -16.72 -11.66 -12.17 -17.90 -20.72

Veritec Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

VRTC vs WDDD, RBTC, CRM: EV-to-OCF Comparison

For the Software - Application subindustry, Veritec's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Veritec EV-to-OCF vs Software Industry

For the Software industry and Technology sector, Veritec's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Veritec's EV-to-OCF falls into.



Veritec EV-to-OCF Calculation

Veritec's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=9.186/-0.511
=-17.98

Veritec's current Enterprise Value is $9.19 Mil.
Veritec's Cash Flow from Operations for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.51 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -17.98 mean?
Veritec (VRTC) has a EV-to-OCF of -17.98 as of Jul. 30, 2026.
Is Veritec's EV-to-OCF too high?
Veritec's current EV-to-OCF is -17.98.
How does Veritec's EV-to-OCF compare to WDDD and RBTC?
Veritec's EV-to-OCF of -17.98 can be compared against companies in the Software industry. The industry median EV-to-OCF is 6.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.71, based on 2,877 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Veritec's current EV-to-OCF is -17.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Veritec stock overvalued right now?
Veritec (VRTC) has a current EV-to-OCF of -17.98. The current EV-to-OCF is -17.98. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Veritec (VRTC), the current EV-to-OCF is -17.98 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Veritec Business Description

Address 2445 Winnetka Avenue North, Golden Valley, MN, USA, 55427
Veritec Inc is engaged in the development, marketing, sales, and licensing of products and rendering of professional services. The company renders professional services related to mobile banking technology. Its mobile banking technology is used to offer Prepaid Card Programs to sponsor banks and approved applicants/cardholders. The products and services offered by the company include MTC Debit Card Visa Prepaid Card Programs, blinx ON-OFF Debit Card Visa Prepaid Card Programs, Custom Branded Debit Card Programs, and blinxPay Mobile Wallet App. Geographically, it derives revenue from the United States.