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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, FinecoBank SpA's Enterprise Value is €13,130 Mil.
FinecoBank SpA's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €1,204 Mil. Therefore, FinecoBank SpA's EV-to-OCF for today is 10.90.
The historical rank and industry rank for FinecoBank SpA's EV-to-OCF or its related term are showing as below:
WBO:FBK'
s EV-to-OCF Range Over the Past 10 Years
Min: 30.75 Med: 0 Max: 30.75
Current: 30.75
During the past 13 years, the highest EV-to-OCF of FinecoBank SpA was 30.75. The lowest was 30.75. And the median was .
WBO:FBK's EV-to-OCF is ranked worse than 92.68% of 1489
companies
in the Banks industry
Industry Median: 4.16
vs WBO:FBK: 30.75
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
FinecoBank SpA's PE Ratio (TTM) for today is calculated as:
FinecoBank SpA's share price for today is €23.33.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. FinecoBank SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €1.092.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
FinecoBank SpA EV-to-OCF Related Terms
FinecoBank SpA EV-to-OCF Historical Data
* Premium members only.
The historical data trend for FinecoBank SpA's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, FinecoBank SpA's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinecoBank SpA EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, FinecoBank SpA's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where FinecoBank SpA's EV-to-OCF falls into.
FinecoBank SpA's current Enterprise Value is €13,130 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. FinecoBank SpA's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €1,204 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FinecoBank SpA (WBO:FBK) has a EV-to-OCF of 10.90 as of Sep. 22, 2026. Over the past decade, FinecoBank SpA's EV-to-OCF has ranged from 30.75 to 30.75. According to the industry distribution chart, FinecoBank SpA ranks #1380 out of 1489 companies in the Banks industry, placing it in the top 92.7%.
Is FinecoBank SpA's EV-to-OCF too high?
FinecoBank SpA's current EV-to-OCF is 10.90. Over the past 10 years, this metric has ranged from a low of 30.75 to a high of 30.75. The Banks industry median EV-to-OCF is 4.16. FinecoBank SpA's value of 10.90 is 162% above this industry median. Based on the distribution chart, FinecoBank SpA ranks #1380 out of 1489 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, FinecoBank SpA has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinecoBank SpA's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, FinecoBank SpA ranks #1380 out of 1489 companies for EV-to-OCF. This places FinecoBank SpA in the lower half of its industry. The industry median EV-to-OCF is 4.16. FinecoBank SpA's value of 10.90 is 162% above this benchmark. Historically, FinecoBank SpA's own EV-to-OCF has ranged from 30.75 to 30.75 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.16, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinecoBank SpA's current EV-to-OCF of 10.90 is 162% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinecoBank SpA's current EV-to-OCF is 10.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinecoBank SpA stock overvalued right now?
Based on GuruFocus' analysis, FinecoBank SpA (WBO:FBK) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.77, compared to a current price of €23.33 — trading 39.1% above its estimated fair value. The current EV-to-OCF is 10.90 and 162% above the Banks industry median of 4.16. FinecoBank SpA's overall GF Score™ is 74/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For FinecoBank SpA (WBO:FBK), the current EV-to-OCF is 10.90 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinecoBank SpA (WBO:FBK) Overvalued in 2026?
Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued.
The current stock price of €23.33 is trading 39.1% above its estimated GF Value™ of €16.77.
GuruFocus considers FinecoBank SpA to be Significantly Overvalued.
Key valuation signals for WBO:FBK:
EV-to-OCF: 10.90
GF Value™: €16.77 vs. price of €23.33 (39.1% above fair value)
Industry Position: 162% above the Banks median (#1380 of 1489)
No single metric tells the full story. See the WBO:FBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
74GF Score
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