Vienna Insurance Group AG (XPRA:VIG) EV-to-OCF: 12.28 (As of Sep. 11, 2026) — 178% Above Median

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XPRA:VIG Vienna Insurance Group AG XPRA:VIG
82 GF Score
Price Kč1,771.00
GF Value Kč1,076.02
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Vienna Insurance Group AG EV-to-OCF?

Vienna Insurance Group AG XPRA:VIG +3.69% 82 EV-to-OCF is 12.28 as of Sep. 11, 2026, which is 178% above its 10-year median of 4.41. GuruFocus rates XPRA:VIG with a GF Score™ of 82/100 and a GF Value™ of Kč1,076.02 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, Vienna Insurance Group AG ranks worse than 72.46% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Vienna Insurance Group AG's Enterprise Value is Kč241,652 Mil. Vienna Insurance Group AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was Kč19,681 Mil. Therefore, Vienna Insurance Group AG's EV-to-OCF for today is 12.28.

The historical rank and industry rank for Vienna Insurance Group AG's EV-to-OCF or its related term are showing as below:

XPRA:VIG' s EV-to-OCF Range Over the Past 10 Years
Min: -18.71   Med: 4.41   Max: 24.8
Current: 12.4

During the past 13 years, the highest EV-to-OCF of Vienna Insurance Group AG was 24.80. The lowest was -18.71. And the median was 4.41.

XPRA:VIG's EV-to-OCF is ranked worse than
72.46% of 501 companies
in the Insurance industry
Industry Median: 6.29 vs XPRA:VIG: 12.40

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-11), Vienna Insurance Group AG's stock price is Kč1771.00. Vienna Insurance Group AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was Kč180.906. Therefore, Vienna Insurance Group AG's PE Ratio (TTM) for today is 9.79.


Vienna Insurance Group AG  (XPRA:VIG) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Vienna Insurance Group AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1771.00/180.906
=9.79

Vienna Insurance Group AG's share price for today is Kč1771.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vienna Insurance Group AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was Kč180.906.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Vienna Insurance Group AG EV-to-OCF Related Terms


Vienna Insurance Group AG EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Vienna Insurance Group AG's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vienna Insurance Group AG EV-to-OCF Chart

Vienna Insurance Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.09 -7.68 -14.16 11.61 10.96

Vienna Insurance Group AG Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 11.61 0.00 10.96 0.00

XPRA:VIG vs BRK.A, AIG, HIG: EV-to-OCF Comparison

For the Insurance - Diversified subindustry, Vienna Insurance Group AG's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vienna Insurance Group AG EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Vienna Insurance Group AG's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Vienna Insurance Group AG's EV-to-OCF falls into.


XPRA:VIG
82GF Score
Vienna Insurance Group AG XPRA:VIG
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vienna Insurance Group AG EV-to-OCF Calculation

Vienna Insurance Group AG's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=241652.027/19680.928
=12.28

Vienna Insurance Group AG's current Enterprise Value is Kč241,652 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vienna Insurance Group AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was Kč19,681 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 12.28 mean?
Vienna Insurance Group AG (XPRA:VIG) has a EV-to-OCF of 12.28 as of Sep. 11, 2026. This is 178% above median its historical median of 4.41. According to the industry distribution chart, Vienna Insurance Group AG ranks #363 out of 501 companies in the Insurance industry, placing it in the top 72.5%.
Is Vienna Insurance Group AG's EV-to-OCF too high?
Vienna Insurance Group AG's current EV-to-OCF of 12.28 is 178% above median its 10-year median of 4.41. The Insurance industry median EV-to-OCF is 6.29. Vienna Insurance Group AG's value of 12.28 is 95.2% above this industry median. Based on the distribution chart, Vienna Insurance Group AG ranks #363 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Vienna Insurance Group AG has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vienna Insurance Group AG's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Vienna Insurance Group AG ranks #363 out of 501 companies for EV-to-OCF. This places Vienna Insurance Group AG in the lower half of its industry. The industry median EV-to-OCF is 6.29. Vienna Insurance Group AG's value of 12.28 is 95.2% above this benchmark. While the company's 10-year median is 4.41 vs. the industry median of 6.29, Vienna Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vienna Insurance Group AG's current EV-to-OCF of 12.28 is 95.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vienna Insurance Group AG's current EV-to-OCF is 12.28, which is 178% above median its own 10-year median of 4.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vienna Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Vienna Insurance Group AG (XPRA:VIG) is currently considered Significantly Overvalued. The stock's GF Value™ is Kč1,076.02, compared to a current price of Kč1,771.00 — trading 64.6% above its estimated fair value. The current EV-to-OCF is 12.28, which is 178% above median its 10-year median of 4.41 and 95.2% above the Insurance industry median of 6.29. Vienna Insurance Group AG's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Vienna Insurance Group AG (XPRA:VIG), the current EV-to-OCF is 12.28 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vienna Insurance Group AG (XPRA:VIG) Overvalued in 2026?

Based on GuruFocus' analysis, Vienna Insurance Group AG stock appears to be overvalued. The current stock price of Kč1,771.00 is trading 64.6% above its estimated GF Value™ of Kč1,076.02. GuruFocus considers Vienna Insurance Group AG to be Significantly Overvalued.

Key valuation signals for XPRA:VIG:

  • EV-to-OCF: 12.28 (178% above median its 10-year median of 4.41)
  • GF Value™: Kč1,076.02 vs. price of Kč1,771.00 (64.6% above fair value)
  • GF Score™: 82/100 with 4 warning signs
  • Industry Position: 95.2% above the Insurance median (#363 of 501)

No single metric tells the full story. See the XPRA:VIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vienna Insurance Group AG Business Description

Address Schottenring 30, Vienna, AUT, 1010
Vienna Insurance Group AG is a diversified insurance company that offers property and casualty, life, and health insurance products. The company maintains its goal of consolidating market leadership in Austria while taking advantage of the growth potential in Central and Eastern Europe. The company generates the majority of its revenue in Austria, followed by the Czech Republic and Poland.
82GF Score

Get the complete analysis for XPRA:VIG

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč1,771.00
Price
Kč1,076.02
GF Value