Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Universal Insurance Co's Enterprise Value is ₨1,229.50 Mil.
Universal Insurance Co does not have enough years/quarters to calculate its EBIT for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate Universal Insurance Co's EV-to-EBIT at this moment.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Universal Insurance Co's Enterprise Value is ₨1,229.50 Mil.
Universal Insurance Co does not have enough years/quarters to calculate its EBITDA for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate Universal Insurance Co's EV-to-EBITDA at this moment.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Universal Insurance Co's Enterprise Value is ₨1,229.50 Mil.
Universal Insurance Co does not have enough years/quarters to calculate its Revenue for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate Universal Insurance Co's EV-to-Revenue at this moment.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Universal Insurance Co's Enterprise Value is ₨1,229.50 Mil.
Universal Insurance Co does not have enough years/quarters to calculate its Free Cash Flow for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate Universal Insurance Co's EV-to-FCF at this moment.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Universal Insurance Co (KAR:UVIC) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
Universal Insurance Co Enterprise Value Related Terms
Universal Insurance Co Enterprise Value Historical Data
* Premium members only.
The historical data trend for Universal Insurance Co's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Insurance Co Enterprise Value Chart
Universal Insurance Co Annual Data
Trend
Enterprise Value
Universal Insurance Co Quarterly Data
Enterprise Value
Universal Insurance Co Enterprise Value Competitor Comparison
For the Insurance - Diversified subindustry, Universal Insurance Co's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Insurance Co Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Universal Insurance Co's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Universal Insurance Co's Enterprise Value falls into.
Universal Insurance Co Enterprise Value Calculation
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Universal Insurance Co's Enterprise Value for the fiscal year that ended in . 20 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of ₨1,229.50 Mil mean?
Universal Insurance Co (KAR:UVIC) has a Enterprise Value of ₨1,229.50 Mil as of Jul. 09, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Universal Insurance Co and its competitors.
Is Universal Insurance Co's Enterprise Value too high?
Universal Insurance Co's current Enterprise Value is ₨1,229.50 Mil.
How does Universal Insurance Co's Enterprise Value compare to competitors?
Universal Insurance Co's Enterprise Value of ₨1,229.50 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Universal Insurance Co and its competitors. Universal Insurance Co's current Enterprise Value is ₨1,229.50 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Co stock overvalued right now?
Universal Insurance Co (KAR:UVIC) has a current Enterprise Value of ₨1,229.50 Mil. The current Enterprise Value is ₨1,229.50 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Universal Insurance Co (KAR:UVIC), the current Enterprise Value is ₨1,229.50 Mil as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Universal Insurance Co Ltd provides insurance services & is in the non-life insurance business. The company has four operating segments. Fire & property damage insurance provides coverage against damages caused by fire, riot & strike, explosion, earthquake, atmospheric damage, flood, electric fluctuations & other related perils. Marine & transport insurance provides coverage against cargo risk, war risk, damages occurring in inland transit & other related perils. Motor insurance provides comprehensive car coverage, indemnity against third-party loss & other related coverages. Other insurance provides coverage against burglary, loss of cash-in-safe & cash-in-transit, engineering losses & other coverages. The majority is from the Motor segment.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:UVIC has been successfully added to your