Regions Financial (MIL:1RFU) Enterprise Value: €22,000 Mil (As of Jul. 24, 2026) ***

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MIL:1RFU Regions Financial Corp MIL:1RFU
71 GF Score
Price €27.21
GF Value €22.22
! 8 Warning Signs
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What is Regions Financial Enterprise Value?

Regions Financial MIL:1RFU 71 Enterprise Value is €22,000 Mil as of Jul. 24, 2026. GuruFocus rates MIL:1RFU with a GF Score™ of 71/100 and a GF Value™ of €22.22. The stock has 8 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Regions Financial's Enterprise Value is €22,000 Mil. Regions Financial's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €6,548 Mil. Therefore, Regions Financial's EV-to-Revenue ratio for today is 3.36.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Regions Financial's Enterprise Value is €22,000 Mil. Regions Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €1,708 Mil. Therefore, Regions Financial's EV-to-OCF ratio for today is 12.88.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Regions Financial's Enterprise Value is €22,000 Mil. Regions Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €1,683 Mil. Therefore, Regions Financial's EV-to-FCF ratio for today is 13.07.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Regions Financial  (MIL:1RFU) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Regions Financial's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=21999.503/6548.387
=3.36

Regions Financial's current Enterprise Value is €22,000 Mil.
Regions Financial's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €6,548 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Regions Financial's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=21999.503/1707.892
=12.88

Regions Financial's current Enterprise Value is €22,000 Mil.
Regions Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,708 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Regions Financial's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=21999.503/1682.916
=13.07

Regions Financial's current Enterprise Value is €22,000 Mil.
Regions Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,683 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Regions Financial Enterprise Value Related Terms


Regions Financial Enterprise Value Historical Data

* Premium members only.

The historical data trend for Regions Financial's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regions Financial Enterprise Value Chart

Regions Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 14,630.80

Regions Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12,906.91 15,709.80 14,630.80 15,352.76 18,905.67

MIL:1RFU vs KEY, FCNCA, CFG: Enterprise Value Comparison

For the Banks - Regional subindustry, Regions Financial's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regions Financial Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Regions Financial's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Regions Financial's Enterprise Value falls into.


MIL:1RFU
71GF Score
Regions Financial Corp MIL:1RFU
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Regions Financial Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Regions Financial's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Regions Financial's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €22,000 Mil mean?
Regions Financial (MIL:1RFU) has a Enterprise Value of €22,000 Mil as of Jul. 24, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Regions Financial and its competitors.
Is Regions Financial's Enterprise Value too high?
Regions Financial's current Enterprise Value is €22,000 Mil. Overall, Regions Financial has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's Enterprise Value compare to KEY and FCNCA?
Regions Financial's Enterprise Value of €22,000 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Regions Financial and its competitors. Regions Financial's current Enterprise Value is €22,000 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Regions Financial (MIL:1RFU) has a current Enterprise Value of €22,000 Mil. The stock's GF Value™ is €22.22, compared to a current price of €27.21 — trading 22.5% above its estimated fair value. The current Enterprise Value is €22,000 Mil. Regions Financial's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Regions Financial (MIL:1RFU), the current Enterprise Value is €22,000 Mil as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regions Financial (MIL:1RFU) Overvalued in 2026?

Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued. The current stock price of €27.21 is trading 22.5% above its estimated GF Value™ of €22.22.

Key valuation signals for MIL:1RFU:

  • Enterprise Value: €22,000 Mil
  • GF Value™: €22.22 vs. price of €27.21 (22.5% above fair value)
  • GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the MIL:1RFU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regions Financial Business Description

Address 1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
71GF Score

Get the complete analysis for MIL:1RFU

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.21
Price
€22.22
GF Value