Principal Financial Group (STU:PG4) EPS (Basic): €6.08 (TTM As of Mar. 2026)


STU:PG4 Principal Financial Group Inc STU:PG4
69 GF Score
Price €98.50
GF Value €79.12
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Principal Financial Group EPS (Basic)?

Principal Financial Group STU:PG4 +1.55% 69 EPS (Basic) is €6.08 as of Mar. 2026. GuruFocus rates STU:PG4 with a GF Score™ of 69/100 and a GF Value™ of €79.12 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Principal Financial Group's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €1.70. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €6.08.

Principal Financial Group's EPS (Diluted) for the three months ended in Mar. 2026 was €1.67. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €5.99.

Principal Financial Group's EPS without NRI for the three months ended in Mar. 2026 was €1.67. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 7.04.

During the past 12 months, Principal Financial Group's average EPS without NRIGrowth Rate was 35.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was -34.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was -2.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was 4.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Principal Financial Group's highest 3-Year average EPS without NRI Growth Rate was 56.40% per year. The lowest was -34.40% per year. And the median was 8.60% per year.


Principal Financial Group  (STU:PG4) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Principal Financial Group EPS (Basic) Related Terms


Principal Financial Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Principal Financial Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Principal Financial Group EPS (Basic) Chart

Principal Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.20 17.88 2.37 6.47 4.54

Principal Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 1.57 0.82 2.00 1.70
STU:PG4
69GF Score
Principal Financial Group Inc STU:PG4
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Principal Financial Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Principal Financial Group's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1012.075-0)/222.800
=4.54

Principal Financial Group's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(367.279-0)/217.200
=1.69

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €6.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €6.08 mean?
Principal Financial Group (STU:PG4) has a EPS (Basic) of €6.08 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Principal Financial Group and its competitors.
Is Principal Financial Group's EPS (Basic) too high?
Principal Financial Group's current EPS (Basic) is €6.08. Overall, Principal Financial Group has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Principal Financial Group's EPS (Basic) compare to TROW and RJF?
Principal Financial Group's EPS (Basic) of €6.08 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Asset Management company?
A good EPS (Basic) depends on the Asset Management industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Principal Financial Group and its competitors. Principal Financial Group's current EPS (Basic) is €6.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Principal Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Principal Financial Group (STU:PG4) is currently considered Modestly Overvalued. The stock's GF Value™ is €79.12, compared to a current price of €98.50 — trading 24.5% above its estimated fair value. The current EPS (Basic) is €6.08. Principal Financial Group's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Principal Financial Group (STU:PG4), the current EPS (Basic) is €6.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Principal Financial Group (STU:PG4) Overvalued in 2026?

Based on GuruFocus' analysis, Principal Financial Group stock appears to be overvalued. The current stock price of €98.50 is trading 24.5% above its estimated GF Value™ of €79.12. GuruFocus considers Principal Financial Group to be Modestly Overvalued.

Key valuation signals for STU:PG4:

  • EPS (Basic): €6.08
  • GF Value™: €79.12 vs. price of €98.50 (24.5% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the STU:PG4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Principal Financial Group Business Description

Other Exchanges PFG:USA0KO5:UK
Address 711 High Street, Des Moines, IA, USA, 50392
Principal Financial Group Inc is a financial services provider. It offers various financial products and services including retirement, asset management, and workplace benefits and protection solutions to individuals and institutional clients. The company, along with its subsidiaries, operates in the following reportable segments; Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection. Maximum revenue is generated from the Retirement and Income Solutions segment which provides workplace savings and retirement solutions, banking, trust and custodial services, individual variable annuities (including RILAs), pension risk transfer, and investment services to businesses, their employees, and other individuals.
69GF Score

Get the complete analysis for STU:PG4

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€98.50
Price
€79.12
GF Value