Postalvings Bank Of China Co (STU:3YB) EPS without NRI: €0.09 (TTM As of Dec. 2025)

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STU:3YB Postal Savings Bank Of China Co Ltd STU:3YB
37 GF Score
Price €0.52
GF Value €0.55
Valuation Fairly Valued
! 4 Warning Signs
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What is Postalvings Bank Of China Co EPS without NRI?

Postalvings Bank Of China Co STU:3YB +0.98% 37 EPS without NRI is €0.09 as of Dec. 2025. GuruFocus rates STU:3YB with a GF Score™ of 37/100 and a GF Value™ of €0.55 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,411 Banks companies, Postalvings Bank Of China Co ranks worse than 80.44% on this metric.

Postalvings Bank Of China Co's earnings per share without non-recurring items for the three months ended in Dec. 2025 was €0.01. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was €0.09.

During the past 12 months, Postalvings Bank Of China Co's average earnings per share (NRI) Growth Rate was -6.70% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was -5.30% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was -1.60% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 4.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Postalvings Bank Of China Co's EPS without NRI or its related term are showing as below:

STU:3YB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -5.3   Med: 6.1   Max: 10.9
Current: -5.3

During the past 11 years, Postalvings Bank Of China Co's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 10.90% per year. The lowest was -5.30% per year. And the median was 6.10% per year.

STU:3YB's 3-Year EPS without NRI Growth Rate is ranked worse than
80.44% of 1411 companies
in the Banks industry
Industry Median: 7.3 vs STU:3YB: -5.30

Postalvings Bank Of China Co's EPS (Diluted) for the three months ended in Dec. 2025 was €0.01. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.09.

Postalvings Bank Of China Co's EPS (Basic) for the three months ended in Dec. 2025 was €0.01. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.09.


Postalvings Bank Of China Co  (STU:3YB) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Postalvings Bank Of China Co EPS without NRI Related Terms


Postalvings Bank Of China Co EPS without NRI Historical Data

* Premium members only.

The historical data trend for Postalvings Bank Of China Co's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Postalvings Bank Of China Co EPS without NRI Chart

Postalvings Bank Of China Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.12 0.11 0.11 0.09

Postalvings Bank Of China Co Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.03 0.02 0.03 0.01

Postalvings Bank Of China Co EPS without NRI Competitor Comparison

For the Banks - Regional subindustry, Postalvings Bank Of China Co's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Postalvings Bank Of China Co PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Postalvings Bank Of China Co's PE Ratio without NRI falls into.


STU:3YB
37GF Score
Postal Savings Bank Of China Co Ltd STU:3YB
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Postalvings Bank Of China Co EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of €0.09 mean?
Postalvings Bank Of China Co (STU:3YB) has a EPS without NRI of €0.09 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Postalvings Bank Of China Co and its competitors. According to the industry distribution chart, Postalvings Bank Of China Co ranks #1135 out of 1411 companies in the Banks industry, placing it in the top 80.4%.
Is Postalvings Bank Of China Co's EPS without NRI too high?
Postalvings Bank Of China Co's current EPS without NRI is €0.09. Based on the distribution chart, Postalvings Bank Of China Co ranks #1135 out of 1411 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Postalvings Bank Of China Co has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's EPS without NRI compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #1135 out of 1411 companies for EPS without NRI. This places Postalvings Bank Of China Co in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current EPS without NRI is €0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (STU:3YB) is currently considered Fairly Valued. The stock's GF Value™ is €0.55, compared to a current price of €0.52 — trading 6.3% below its estimated fair value. The current EPS without NRI is €0.09. Postalvings Bank Of China Co's overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Postalvings Bank Of China Co (STU:3YB), the current EPS without NRI is €0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Postalvings Bank Of China Co (STU:3YB) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be undervalued. The current stock price of €0.52 is trading 6.3% below its estimated GF Value™ of €0.55. GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.

Key valuation signals for STU:3YB:

  • EPS without NRI: €0.09
  • GF Value™: €0.55 vs. price of €0.52 (6.3% below fair value)
  • GF Score™: 37/100 with 4 warning signs

No single metric tells the full story. See the STU:3YB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
37GF Score

Get the complete analysis for STU:3YB

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.52
Price
€0.55
GF Value