HRGG (Heritage NOLA Bancorp) Earnings Power Value (EPV): $-0.63 (As of Mar20)


What is Heritage NOLA Bancorp Earnings Power Value (EPV)?

Heritage NOLA Bancorp HRGG +0.36% Earnings Power Value (EPV) is $-0.63 as of Mar20.

As of Mar20, Heritage NOLA Bancorp's earnings power value is $-0.63. *

* GuruFocus does not store EPV value into our database if Average Maintenance CAPEX is 0.

Margin of Safety is N/A.

The basic concept of EPV is that one should value a stock based on the current free cash flow of a company and not on future projections which may, or may not, come true. It is arguably a better way to analyze stocks than Discounted Cash Flow analysis that relies on highly speculative growth assumptions many years into the future. Assumption: Current profitability is sustainable.

Heritage NOLA Bancorp  (OTCPK:HRGG) Earnings Power Value (EPV) Explanation

Assumption: Current profitability is sustainable.

Earnings power value (EPV) uses a very basic equation which assumes no growth, although it does rely on an assumption about the cost of capital as well as the fact that current earnings are sustainable. It also involves several adjustments to clean up the underlying Earnings figures.

Be Aware

Though using today's earnings in calculating Earnings Power Value, GuruFocus is normalizing these earnings to the business cycle. This eliminates the effects on profitability of valuing the firm at different points in the business cycle. This means that we are considering the average earnings over 5 years.

Heritage NOLA Bancorp Earnings Power Value (EPV) Related Terms

Heritage NOLA Bancorp Earnings Power Value (EPV) Historical Data

* Premium members only.

The historical data trend for Heritage NOLA Bancorp's Earnings Power Value (EPV) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heritage NOLA Bancorp Earnings Power Value (EPV) Chart

Heritage NOLA Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19
Earnings Power Value (EPV)
0.00 0.00 0.00 0.00

Heritage NOLA Bancorp Quarterly Data
Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20
Earnings Power Value (EPV) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

HRGG vs SSBP, IOFB, VTYB: Earnings Power Value (EPV) Comparison

For the Banks - Regional subindustry, Heritage NOLA Bancorp's Earnings Power Value (EPV), along with its competitors' market caps and Earnings Power Value (EPV) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Heritage NOLA Bancorp Earnings Power Value (EPV) vs Banks Industry

For the Banks industry and Financial Services sector, Heritage NOLA Bancorp's Earnings Power Value (EPV) distribution charts can be found below:

* The bar in red indicates where Heritage NOLA Bancorp's Earnings Power Value (EPV) falls into.


Heritage NOLA Bancorp Earnings Power Value (EPV) Calculation

Earnings Power Value also known as just Earnings Power is a valuation technique popularised by Bruce Greenwald, an authority on value investing at Columbia University. It is arguably a better way to analyze stocks than Discounted Cash Flow analysis that relies on highly speculative growth assumptions many years into the future.

The basic concept of EPV is that one should value a stock based on the current free cash flow of a company and not on future projections which may, or may not, come true. This valuation tool excludes the potential growth that a company may have so that needs to be looked at separately. Since future growth is excluded from the analysis, only the maintenance capital expenditures are subtracted from after-tax EBIT (earnings before interest and taxes) and growth capex is ignored.

What does a Earnings Power Value (EPV) of $-0.63 mean?
Heritage NOLA Bancorp (HRGG) has a Earnings Power Value (EPV) of $-0.63 as of Mar20. Bruce Greenwald's earnings power value focuses on current earnings without factoring in future growth. View historical data on Heritage NOLA Bancorp and its competitors.
Is Heritage NOLA Bancorp's Earnings Power Value (EPV) too high?
Heritage NOLA Bancorp's current Earnings Power Value (EPV) is $-0.63.
How does Heritage NOLA Bancorp's Earnings Power Value (EPV) compare to SSBP and IOFB?
Heritage NOLA Bancorp's Earnings Power Value (EPV) of $-0.63 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Power Value (EPV) for a Banks company?
A good Earnings Power Value (EPV) depends on the Banks industry context. However, Earnings Power Value (EPV) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Power Value (EPV) mean?
A high Earnings Power Value (EPV) can signal that a stock is expensive relative to its fundamentals. Bruce Greenwald's earnings power value focuses on current earnings without factoring in future growth. View historical data on Heritage NOLA Bancorp and its competitors. Heritage NOLA Bancorp's current Earnings Power Value (EPV) is $-0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heritage NOLA Bancorp stock overvalued right now?
Heritage NOLA Bancorp (HRGG) has a current Earnings Power Value (EPV) of $-0.63. The current Earnings Power Value (EPV) is $-0.63. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Power Value (EPV) calculated?
Earnings Power Value (EPV) is calculated from a company's financial statements. For Heritage NOLA Bancorp (HRGG), the current Earnings Power Value (EPV) is $-0.63 as of Mar20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Heritage NOLA Bancorp Business Description

Address 205 North Columbia Street, Covington, LA, USA, 70433
Heritage NOLA Bancorp Inc is a banking company. Its services include personal banking, business banking, and loan facilities. The bank offers deposits, personal loans, mobile and online banking, trade finance, interest checking, foreign exchange, merchant, and other banking services.