Gratifii (ASX:GTI) Equity-to-Asset: 0.40 (As of Jun. 2026) — 208% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Gratifii Equity-to-Asset?

Gratifii ASX:GTI -6.25% Equity-to-Asset is 0.40 as of Jun. 2026, which is 208% above its 10-year median of 0.13. The stock has 4 warning signs investors should review. Among 2,891 Software companies, Gratifii ranks worse than 67.28% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Gratifii's Total Stockholders Equity for the quarter that ended in Jun. 2026 was A$6.79 Mil. Gratifii's Total Assets for the quarter that ended in Jun. 2026 was A$17.00 Mil. Therefore, Gratifii's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.40.

The historical rank and industry rank for Gratifii's Equity-to-Asset or its related term are showing as below:

ASX:GTI' s Equity-to-Asset Range Over the Past 10 Years
Min: -2.78   Med: 0.13   Max: 0.42
Current: 0.4

During the past 13 years, the highest Equity to Asset Ratio of Gratifii was 0.42. The lowest was -2.78. And the median was 0.13.

ASX:GTI's Equity-to-Asset is ranked worse than
67.28% of 2891 companies
in the Software industry
Industry Median: 0.55 vs ASX:GTI: 0.40

Gratifii  (ASX:GTI) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Gratifii Equity-to-Asset Related Terms


Gratifii Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Gratifii's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gratifii Equity-to-Asset Chart

Gratifii Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.41 0.42 0.11 0.33 0.40

Gratifii Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.36 0.33 0.32 0.40

ASX:GTI vs CRM, SHOP, UBER: Equity-to-Asset Comparison

For the Software - Application subindustry, Gratifii's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gratifii Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, Gratifii's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Gratifii's Equity-to-Asset falls into.



Gratifii Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Gratifii's Equity to Asset Ratio for the fiscal year that ended in Jun. 2026 is calculated as

Equity to Asset (A: Jun. 2026 )=Total Stockholders Equity/Total Assets
=6.792/17.004
=0.40

Gratifii's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=6.792/17.004
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.40 mean?
Gratifii (ASX:GTI) has a Equity-to-Asset of 0.40 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Gratifii and its competitors. This is 208% above median its historical median of 0.13. According to the industry distribution chart, Gratifii ranks #1945 out of 2891 companies in the Software industry, placing it in the top 67.3%.
Is Gratifii's Equity-to-Asset too high?
Gratifii's current Equity-to-Asset of 0.40 is 208% above median its 10-year median of 0.13. The Software industry median Equity-to-Asset is 0.55. Gratifii's value of 0.40 is 27.3% below this industry median. Based on the distribution chart, Gratifii ranks #1945 out of 2891 companies in the Software industry, which is below the industry midpoint.
How does Gratifii's Equity-to-Asset compare to CRM and SHOP?
According to the Software industry distribution chart, Gratifii ranks #1945 out of 2891 companies for Equity-to-Asset. This places Gratifii in the lower half of its industry. The industry median Equity-to-Asset is 0.55. Gratifii's value of 0.40 is 27.3% below this benchmark. While the company's 10-year median is 0.13 vs. the industry median of 0.55, Gratifii has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,891 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gratifii's current Equity-to-Asset of 0.40 is 27.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Gratifii and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gratifii's current Equity-to-Asset is 0.40, which is 208% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gratifii stock overvalued right now?
Based on GuruFocus' analysis, Gratifii (ASX:GTI) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.04, compared to a current price of A$0.03 — trading 25% below its estimated fair value. The current Equity-to-Asset is 0.40, which is 208% above median its 10-year median of 0.13 and 27.3% below the Software industry median of 0.55. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Gratifii (ASX:GTI), the current Equity-to-Asset is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gratifii Business Description

Address 50 Holt Street, Suite 303, Surry Hills, NSW, AUS, 2010
Gratifii Ltd helps businesses create customer loyalty and engagement. Its software as a service (SaaS) platform powers enterprise loyalty and reward programs. The company focuses on retail, hospitality, telecom, banking, insurance, and financial services. Its platform, Mosaic, is an extensible enterprise cloud platform that allows businesses to customize, operate, and manage their loyalty programs. The company's geographical segment includes Australia and New Zealand, South Africa, and Singapore. It derives a majority of revenue from Australia.