Peppermint Innovation (ASX:PIL) Equity-to-Asset: -2.45 (As of Dec. 2025)

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What is Peppermint Innovation Equity-to-Asset?

Peppermint Innovation ASX:PIL Equity-to-Asset is -2.45 as of Dec. 2025. The stock has 4 warning signs investors should review.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Peppermint Innovation's Total Stockholders Equity for the quarter that ended in Dec. 2025 was A$-1.88 Mil. Peppermint Innovation's Total Assets for the quarter that ended in Dec. 2025 was A$0.77 Mil. Therefore, Peppermint Innovation's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was -2.45.

The historical rank and industry rank for Peppermint Innovation's Equity-to-Asset or its related term are showing as below:

ASX:PIL' s Equity-to-Asset Range Over the Past 10 Years
Min: -8.22   Med: 0.38   Max: 0.97
Current: -2.45

During the past 13 years, the highest Equity to Asset Ratio of Peppermint Innovation was 0.97. The lowest was -8.22. And the median was 0.38.

ASX:PIL's Equity-to-Asset is not ranked
in the Software industry.
Industry Median: 0.56 vs ASX:PIL: -2.45

Peppermint Innovation  (ASX:PIL) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Peppermint Innovation Equity-to-Asset Related Terms


Peppermint Innovation Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Peppermint Innovation's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peppermint Innovation Equity-to-Asset Chart

Peppermint Innovation Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.88 0.77 0.28 -1.03

Peppermint Innovation Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.48 0.28 -0.23 -1.03 -2.45

ASX:PIL vs MSFT, ORCL, PLTR: Equity-to-Asset Comparison

For the Software - Infrastructure subindustry, Peppermint Innovation's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peppermint Innovation Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, Peppermint Innovation's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Peppermint Innovation's Equity-to-Asset falls into.



Peppermint Innovation Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Peppermint Innovation's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Equity to Asset (A: Jun. 2025 )=Total Stockholders Equity/Total Assets
=-0.964/0.934
=-1.03

Peppermint Innovation's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=-1.882/0.769
=-2.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of -2.45 mean?
Peppermint Innovation (ASX:PIL) has a Equity-to-Asset of -2.45 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Peppermint Innovation and its competitors.
Is Peppermint Innovation's Equity-to-Asset too high?
Peppermint Innovation's current Equity-to-Asset is -2.45.
How does Peppermint Innovation's Equity-to-Asset compare to MSFT and ORCL?
Peppermint Innovation's Equity-to-Asset of -2.45 can be compared against companies in the Software industry. The industry median Equity-to-Asset is 0.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Peppermint Innovation and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peppermint Innovation's current Equity-to-Asset is -2.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peppermint Innovation stock overvalued right now?
Peppermint Innovation (ASX:PIL) has a current Equity-to-Asset of -2.45. The current Equity-to-Asset is -2.45. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Peppermint Innovation (ASX:PIL), the current Equity-to-Asset is -2.45 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Peppermint Innovation Business Description

Address 300 Murray Street, Off Raine Lane, Level 2 East, The Wentworth Building, Exchange Towers, Perth, WA, AUS, 6000
Peppermint Innovation Ltd engaged in the activities of developing and commercialising its mobile banking, payment, and remittance platform. The company operates in three segments: mobile banking and payment services, presently operating in the Philippines; international remittances, recently established in Australia; and corporate and head office.