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BairongBAIGF 77 Equity-to-Asset is 0.86 as of Dec. 2025, which is 7% above its 10-year median of 0.80. GuruFocus rates BAIGF with a GF Score™ of 77/100 and a GF Value™ of $2.73. The stock has 5 warning signs investors should review. Among 2,894 Software companies, Bairong ranks better than 90.84% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Bairong's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $654.1 Mil. Bairong's Total Assets for the quarter that ended in Dec. 2025 was $758.7 Mil.
Therefore, Bairong's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.86.
The historical rank and industry rank for Bairong's Equity-to-Asset or its related term are showing as below:
BAIGF'
s Equity-to-Asset Range Over the Past 10 Years
Min: -2.19 Med: 0.8 Max: 0.86
Current: 0.86
During the past 9 years, the highest Equity to Asset Ratio of Bairong was 0.86. The lowest was -2.19. And the median was 0.80.
BAIGF's Equity-to-Asset is ranked better than 90.84% of 2894
companies
in the Software industry
Industry Median: 0.56
vs BAIGF: 0.86
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bairong Equity-to-Asset Related Terms
Bairong Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Bairong's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BAIGF vs MSFT, ORCL, PLTR: Equity-to-Asset Comparison
For the Software - Infrastructure subindustry, Bairong's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bairong Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Bairong's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bairong's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bairong's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bairong (BAIGF) has a Equity-to-Asset of 0.86 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bairong and its competitors. This is near median its historical median of 0.80. According to the industry distribution chart, Bairong ranks #265 out of 2894 companies in the Software industry, placing it in the top 9.2%.
Is Bairong's Equity-to-Asset too high?
Bairong's current Equity-to-Asset of 0.86 is near median its 10-year median of 0.80. The Software industry median Equity-to-Asset is 0.56. Bairong's value of 0.86 is 53.6% above this industry median. Based on the distribution chart, Bairong ranks #265 out of 2894 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Bairong has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Bairong's Equity-to-Asset compare to MSFT and ORCL?
According to the Software industry distribution chart, Bairong ranks #265 out of 2894 companies for Equity-to-Asset. This places Bairong in the top 9% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.56. Bairong's value of 0.86 is 53.6% above this benchmark. While the company's 10-year median is 0.80 vs. the industry median of 0.56, Bairong has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,894 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bairong's current Equity-to-Asset of 0.86 is 53.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bairong and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bairong's current Equity-to-Asset is 0.86, which is near median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bairong stock overvalued right now?
Bairong (BAIGF) has a current Equity-to-Asset of 0.86. The stock's GF Value™ is $2.73, compared to a current price of $1.20 — trading 56% below its estimated fair value. The current Equity-to-Asset is 0.86, which is near median its 10-year median of 0.80 and 53.6% above the Software industry median of 0.56. Bairong's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bairong (BAIGF), the current Equity-to-Asset is 0.86 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bairong (BAIGF) Overvalued in 2026?
Based on GuruFocus' analysis, Bairong stock appears to be undervalued.
The current stock price of $1.20 is trading 56% below its estimated GF Value™ of $2.73.
Key valuation signals for BAIGF:
Equity-to-Asset: 0.86 (near median its 10-year median of 0.80)
GF Value™: $2.73 vs. price of $1.20 (56% below fair value)
Industry Position: 53.6% above the Software median (#265 of 2894)
No single metric tells the full story. See the BAIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bairong Inc is an independent AI-powered technology platform in China serving the financial services industry. The company is engaged in MaaS, BaaS - Financial Scenario, and BaaS - Insurance business. It is driven by science and technology, and continuously explores the scenarios and applications of cutting-edge technologies such as artificial intelligence, machine learning, privacy computing, human-machine collaboration, multimodal AI, and others. The company's clients span a range of industries, including internet, retail, telecommunications, education, and healthcare, with services applied across diverse scenarios such as marketing, operations, intelligent customer service, and outbound client outreach, contract/invoice and policy interpretation, credit granting, and others.
77GF Score
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