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Itausa Investimentos ITAUBSP:ITSA4 +2.54%78 Equity-to-Asset is 0.78 as of Jun. 2026, which is 1% below its 10-year median of 0.79. GuruFocus rates BSP:ITSA4 with a GF Score™ of 78/100 and a GF Value™ of R$10.45 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 558 Conglomerates companies, Itausa Investimentos ITAU ranks better than 86.56% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Itausa Investimentos ITAU Equity-to-Asset Related Terms
Itausa Investimentos ITAU Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, Itausa Investimentos ITAU's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Itausa Investimentos ITAU Equity-to-Asset vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Itausa Investimentos ITAU's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Itausa Investimentos ITAU's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Itausa Investimentos ITAU's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Itausa Investimentos ITAU (BSP:ITSA4) has a Equity-to-Asset of 0.78 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Itausa Investimentos ITAU and its competitors. This is near median its historical median of 0.79. Over the past decade, Itausa Investimentos ITAU's Equity-to-Asset has ranged from 0.74 to 0.84. According to the industry distribution chart, Itausa Investimentos ITAU ranks #75 out of 558 companies in the Conglomerates industry, placing it in the top 13.4%.
Is Itausa Investimentos ITAU's Equity-to-Asset too high?
Itausa Investimentos ITAU's current Equity-to-Asset of 0.78 is near median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 0.84. The Conglomerates industry median Equity-to-Asset is 0.45. Itausa Investimentos ITAU's value of 0.78 is 73.3% above this industry median. Based on the distribution chart, Itausa Investimentos ITAU ranks #75 out of 558 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Itausa Investimentos ITAU has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Itausa Investimentos ITAU's Equity-to-Asset compare to MMM and HON?
According to the Conglomerates industry distribution chart, Itausa Investimentos ITAU ranks #75 out of 558 companies for Equity-to-Asset. This places Itausa Investimentos ITAU in the top 13% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.45. Itausa Investimentos ITAU's value of 0.78 is 73.3% above this benchmark. Historically, Itausa Investimentos ITAU's own Equity-to-Asset has ranged from 0.74 to 0.84 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 0.45, Itausa Investimentos ITAU has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Conglomerates company?
The median Equity-to-Asset among Conglomerates companies is 0.45, based on 558 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Itausa Investimentos ITAU's current Equity-to-Asset of 0.78 is 73.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Itausa Investimentos ITAU and its competitors. For the Conglomerates industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Itausa Investimentos ITAU's current Equity-to-Asset is 0.78, which is near median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Itausa Investimentos ITAU stock overvalued right now?
Based on GuruFocus' analysis, Itausa Investimentos ITAU (BSP:ITSA4) is currently considered Modestly Overvalued. The stock's GF Value™ is R$10.45, compared to a current price of R$12.50 — trading 19.6% above its estimated fair value. The current Equity-to-Asset is 0.78, which is near median its 10-year median of 0.79 and 73.3% above the Conglomerates industry median of 0.45. Itausa Investimentos ITAU's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Itausa Investimentos ITAU (BSP:ITSA4), the current Equity-to-Asset is 0.78 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Itausa Investimentos ITAU (BSP:ITSA4) Overvalued in 2026?
Based on GuruFocus' analysis, Itausa Investimentos ITAU stock appears to be overvalued.
The current stock price of R$12.50 is trading 19.6% above its estimated GF Value™ of R$10.45.
GuruFocus considers Itausa Investimentos ITAU to be Modestly Overvalued.
Key valuation signals for BSP:ITSA4:
Equity-to-Asset: 0.78 (near median its 10-year median of 0.79)
GF Value™: R$10.45 vs. price of R$12.50 (19.6% above fair value)
Industry Position: 73.3% above the Conglomerates median (#75 of 558)
No single metric tells the full story. See the BSP:ITSA4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Itausa Investimentos ITAU SA is a Brazilian investment holding company. The purpose of the company is to hold equity interests in other companies, in Brazil or abroad, for investment in any sectors of the economy, including through investment funds, disseminating among its investees its principles of appreciation of human capital, governance, and ethics in business. Its portfolio consists of brands such as Itau Unibanco, Motiva, Alpargatas, Aegea, Copa Energia, and Nova Transportadora do Sudeste (NTS). The majority of the revenue for the company is generated from Itau Unibanco, which is a banking institution that offers, directly or using its subsidiaries, a broad range of credit products and other financial services to a diversified individual & corporate client base in Brazil and abroad.
78GF Score
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