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Magazine LuizaBSP:MGLU3 +4.11%65 Equity-to-Asset is 0.31 as of Jun. 2026, which is 3% above its 10-year median of 0.30. GuruFocus rates BSP:MGLU3 with a GF Score™ of 65/100 and a GF Value™ of R$9.37 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,131 Retail - Cyclical companies, Magazine Luiza ranks worse than 70.82% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Magazine Luiza's Total Stockholders Equity for the quarter that ended in Jun. 2026 was R$11,167 Mil. Magazine Luiza's Total Assets for the quarter that ended in Jun. 2026 was R$35,912 Mil.
Therefore, Magazine Luiza's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.31.
The historical rank and industry rank for Magazine Luiza's Equity-to-Asset or its related term are showing as below:
BSP:MGLU3'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.3 Max: 0.43
Current: 0.31
During the past 13 years, the highest Equity to Asset Ratio of Magazine Luiza was 0.43. The lowest was 0.10. And the median was 0.30.
BSP:MGLU3's Equity-to-Asset is ranked worse than 70.82% of 1131
companies
in the Retail - Cyclical industry
Industry Median: 0.44
vs BSP:MGLU3: 0.31
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Magazine Luiza Equity-to-Asset Related Terms
Magazine Luiza Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Magazine Luiza's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:MGLU3 vs CASY, WSM, ULTA: Equity-to-Asset Comparison
For the Specialty Retail subindustry, Magazine Luiza's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Magazine Luiza Equity-to-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Magazine Luiza's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Magazine Luiza's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Magazine Luiza's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Magazine Luiza (BSP:MGLU3) has a Equity-to-Asset of 0.31 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Magazine Luiza and its competitors. This is near median its historical median of 0.30. Over the past decade, Magazine Luiza's Equity-to-Asset has ranged from 0.10 to 0.43. According to the industry distribution chart, Magazine Luiza ranks #801 out of 1131 companies in the Retail - Cyclical industry, placing it in the top 70.8%.
Is Magazine Luiza's Equity-to-Asset too high?
Magazine Luiza's current Equity-to-Asset of 0.31 is near median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.43. The Retail - Cyclical industry median Equity-to-Asset is 0.44. Magazine Luiza's value of 0.31 is 29.5% below this industry median. Based on the distribution chart, Magazine Luiza ranks #801 out of 1131 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Magazine Luiza has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Magazine Luiza's Equity-to-Asset compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Magazine Luiza ranks #801 out of 1131 companies for Equity-to-Asset. This places Magazine Luiza in the lower half of its industry. The industry median Equity-to-Asset is 0.44. Magazine Luiza's value of 0.31 is 29.5% below this benchmark. Historically, Magazine Luiza's own Equity-to-Asset has ranged from 0.10 to 0.43 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 0.44, Magazine Luiza has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Cyclical company?
The median Equity-to-Asset among Retail - Cyclical companies is 0.44, based on 1,131 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Magazine Luiza's current Equity-to-Asset of 0.31 is 29.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Magazine Luiza and its competitors. For the Retail - Cyclical industry, the median Equity-to-Asset is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Magazine Luiza's current Equity-to-Asset is 0.31, which is near median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Magazine Luiza stock overvalued right now?
Based on GuruFocus' analysis, Magazine Luiza (BSP:MGLU3) is currently considered Possible Value Trap. The stock's GF Value™ is R$9.37, compared to a current price of R$4.81 — trading 48.7% below its estimated fair value. The current Equity-to-Asset is 0.31, which is near median its 10-year median of 0.30 and 29.5% below the Retail - Cyclical industry median of 0.44. Magazine Luiza's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Magazine Luiza (BSP:MGLU3), the current Equity-to-Asset is 0.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Magazine Luiza (BSP:MGLU3) Overvalued in 2026?
Based on GuruFocus' analysis, Magazine Luiza stock appears to be undervalued.
The current stock price of R$4.81 is trading 48.7% below its estimated GF Value™ of R$9.37.
GuruFocus considers Magazine Luiza to be Possible Value Trap.
Key valuation signals for BSP:MGLU3:
Equity-to-Asset: 0.31 (near median its 10-year median of 0.30)
GF Value™: R$9.37 vs. price of R$4.81 (48.7% below fair value)
Industry Position: 29.5% below the Retail - Cyclical median (#801 of 1131)
No single metric tells the full story. See the BSP:MGLU3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Magazine Luiza SA is engaged in retail sales, through physical stores, e-commerce, and its SuperApp, which is an application that offers products and services from its subsidiaries, as well as from commercial partners (sellers) through the marketplace platform. Its operations include four segments, Retail segment: substantially resale of goods and services in the Company's stores, electronic commerce, and food delivery management platform; Financial operations: through the joint venture Luizacred, whose main purpose is to provide credit to the Company's customers for the purchase of products; Insurance operations, and Other services. The company derives maximum revenue from the Retail segment.
65GF Score
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