Fisher (James) & Sons (CHIX:FSJL) Equity-to-Asset: 0.36 (As of Dec. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:FSJL Fisher (James) & Sons PLC CHIX:FSJL
63 GF Score
Price £4.62
GF Value £2.59
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Fisher (James) & Sons Equity-to-Asset?

Fisher (James) & Sons CHIX:FSJL +3.82% 63 Equity-to-Asset is 0.36 as of Dec. 2025, which is 3% below its 10-year median of 0.37. GuruFocus rates CHIX:FSJL with a GF Score™ of 63/100 and a GF Value™ of £2.59 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,010 Transportation companies, Fisher (James) & Sons ranks worse than 68.61% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Fisher (James) & Sons's Total Stockholders Equity for the quarter that ended in Dec. 2025 was £186.8 Mil. Fisher (James) & Sons's Total Assets for the quarter that ended in Dec. 2025 was £514.0 Mil. Therefore, Fisher (James) & Sons's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.36.

The historical rank and industry rank for Fisher (James) & Sons's Equity-to-Asset or its related term are showing as below:

CHIX:FSJl' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.27   Med: 0.37   Max: 0.5
Current: 0.36

During the past 13 years, the highest Equity to Asset Ratio of Fisher (James) & Sons was 0.50. The lowest was 0.27. And the median was 0.37.

CHIX:FSJl's Equity-to-Asset is ranked worse than
68.61% of 1010 companies
in the Transportation industry
Industry Median: 0.5 vs CHIX:FSJl: 0.36

Fisher (James) & Sons  (CHIX:FSJl) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Fisher (James) & Sons Equity-to-Asset Related Terms


Fisher (James) & Sons Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Fisher (James) & Sons's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fisher (James) & Sons Equity-to-Asset Chart

Fisher (James) & Sons Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 0.36 0.27 0.37 0.36

Fisher (James) & Sons Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.25 0.37 0.36 0.36

Fisher (James) & Sons Equity-to-Asset Competitor Comparison

For the Marine Shipping subindustry, Fisher (James) & Sons's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fisher (James) & Sons Equity-to-Asset vs Transportation Industry

For the Transportation industry and Industrials sector, Fisher (James) & Sons's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Fisher (James) & Sons's Equity-to-Asset falls into.


CHIX:FSJL
63GF Score
Fisher (James) & Sons PLC CHIX:FSJL
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fisher (James) & Sons Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Fisher (James) & Sons's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=186.8/514
=0.36

Fisher (James) & Sons's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=186.8/514
=0.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.36 mean?
Fisher (James) & Sons (CHIX:FSJL) has a Equity-to-Asset of 0.36 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fisher (James) & Sons and its competitors. This is near median its historical median of 0.37. Over the past decade, Fisher (James) & Sons' Equity-to-Asset has ranged from 0.27 to 0.50. According to the industry distribution chart, Fisher (James) & Sons ranks #693 out of 1010 companies in the Transportation industry, placing it in the top 68.6%.
Is Fisher (James) & Sons' Equity-to-Asset too high?
Fisher (James) & Sons' current Equity-to-Asset of 0.36 is near median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.50. The Transportation industry median Equity-to-Asset is 0.50. Fisher (James) & Sons' value of 0.36 is 28% below this industry median. Based on the distribution chart, Fisher (James) & Sons ranks #693 out of 1010 companies in the Transportation industry, which is below the industry midpoint. Overall, Fisher (James) & Sons has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fisher (James) & Sons' Equity-to-Asset compare to competitors?
According to the Transportation industry distribution chart, Fisher (James) & Sons ranks #693 out of 1010 companies for Equity-to-Asset. This places Fisher (James) & Sons in the lower half of its industry. The industry median Equity-to-Asset is 0.50. Fisher (James) & Sons' value of 0.36 is 28% below this benchmark. Historically, Fisher (James) & Sons' own Equity-to-Asset has ranged from 0.27 to 0.50 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 0.50, Fisher (James) & Sons has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Transportation company?
The median Equity-to-Asset among Transportation companies is 0.50, based on 1,010 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fisher (James) & Sons's current Equity-to-Asset of 0.36 is 28% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fisher (James) & Sons and its competitors. For the Transportation industry, the median Equity-to-Asset is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fisher (James) & Sons's current Equity-to-Asset is 0.36, which is near median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fisher (James) & Sons stock overvalued right now?
Based on GuruFocus' analysis, Fisher (James) & Sons (CHIX:FSJL) is currently considered Significantly Overvalued. The stock's GF Value™ is £2.59, compared to a current price of £4.62 — trading 78.4% above its estimated fair value. The current Equity-to-Asset is 0.36, which is near median its 10-year median of 0.37 and 28% below the Transportation industry median of 0.50. Fisher (James) & Sons' overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Fisher (James) & Sons (CHIX:FSJL), the current Equity-to-Asset is 0.36 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fisher (James) & Sons (CHIX:FSJL) Overvalued in 2026?

Based on GuruFocus' analysis, Fisher (James) & Sons stock appears to be overvalued. The current stock price of £4.62 is trading 78.4% above its estimated GF Value™ of £2.59. GuruFocus considers Fisher (James) & Sons to be Significantly Overvalued.

Key valuation signals for CHIX:FSJL:

  • Equity-to-Asset: 0.36 (near median its 10-year median of 0.37)
  • GF Value™: £2.59 vs. price of £4.62 (78.4% above fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 28% below the Transportation median (#693 of 1010)

No single metric tells the full story. See the CHIX:FSJL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fisher (James) & Sons Business Description

Other Exchanges FSJ:UK
Address Michaelson Road, Fisher House, Barrow-in-Furness, Cumbria, GBR, LA14 1HR
Fisher (James) & Sons PLC operates in the following segments: Energy, Defence, and Maritime Transport. A majority of its revenue is derived from the Energy segment, which provides services to the energy and renewables markets, including compressor services in Oil and Gas markets and bubble curtains for offshore wind, inspection, repair and maintenance, commissioning, cable and blade maintenance, and support in Renewables and Subsea and Decommissioning services. The Maritime Transport comprises the Tankship business, Cattedown Wharves, and Fendercare, and the Defence segment provides submarine rescue, defence diving, special forces vehicles, submarine platforms, and commercial diving and hyperbaric systems. Geographically, it derives key revenue from Middle East, Africa and Americas.
63GF Score

Get the complete analysis for CHIX:FSJL

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£4.62
Price
£2.59
GF Value