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Ellington FinancialEFC +0.73%71 Equity-to-Asset is 0.09 as of Jun. 2026, which is 50% below its 10-year median of 0.18. GuruFocus rates EFC with a GF Score™ of 71/100 and a GF Value™ of $11.95 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 926 REITs companies, Ellington Financial ranks worse than 98.16% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Ellington Financial's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $1,966.2 Mil. Ellington Financial's Total Assets for the quarter that ended in Jun. 2026 was $21,029.5 Mil.
Therefore, Ellington Financial's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.09.
The historical rank and industry rank for Ellington Financial's Equity-to-Asset or its related term are showing as below:
EFC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.18 Max: 0.26
Current: 0.09
During the past 13 years, the highest Equity to Asset Ratio of Ellington Financial was 0.26. The lowest was 0.09. And the median was 0.18.
EFC's Equity-to-Asset is ranked worse than 98.16% of 926
companies
in the REITs industry
Industry Median: 0.58
vs EFC: 0.09
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Ellington Financial Equity-to-Asset Related Terms
Ellington Financial Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Ellington Financial's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Ellington Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ellington Financial Equity-to-Asset vs REITs Industry
For the REITs industry and Real Estate sector, Ellington Financial's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Ellington Financial's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Ellington Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ellington Financial (EFC) has a Equity-to-Asset of 0.09 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ellington Financial and its competitors. This is 50% below median its historical median of 0.18. Over the past decade, Ellington Financial's Equity-to-Asset has ranged from 0.09 to 0.26. According to the industry distribution chart, Ellington Financial ranks #909 out of 926 companies in the REITs industry, placing it in the top 98.2%.
Is Ellington Financial's Equity-to-Asset too high?
Ellington Financial's current Equity-to-Asset of 0.09 is 50% below median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.26. The REITs industry median Equity-to-Asset is 0.58. Ellington Financial's value of 0.09 is 84.5% below this industry median. Based on the distribution chart, Ellington Financial ranks #909 out of 926 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Ellington Financial has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ellington Financial's Equity-to-Asset compare to ARR and ORC?
According to the REITs industry distribution chart, Ellington Financial ranks #909 out of 926 companies for Equity-to-Asset. This places Ellington Financial in the lower half of its industry. The industry median Equity-to-Asset is 0.58. Ellington Financial's value of 0.09 is 84.5% below this benchmark. Historically, Ellington Financial's own Equity-to-Asset has ranged from 0.09 to 0.26 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.58, Ellington Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a REITs company?
The median Equity-to-Asset among REITs companies is 0.58, based on 926 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ellington Financial's current Equity-to-Asset of 0.09 is 84.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ellington Financial and its competitors. For the REITs industry, the median Equity-to-Asset is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ellington Financial's current Equity-to-Asset is 0.09, which is 50% below median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ellington Financial stock overvalued right now?
Based on GuruFocus' analysis, Ellington Financial (EFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $11.95, compared to a current price of $13.71 — trading 14.7% above its estimated fair value. The current Equity-to-Asset is 0.09, which is 50% below median its 10-year median of 0.18 and 84.5% below the REITs industry median of 0.58. Ellington Financial's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Ellington Financial (EFC), the current Equity-to-Asset is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ellington Financial (EFC) Overvalued in 2026?
Based on GuruFocus' analysis, Ellington Financial stock appears to be overvalued.
The current stock price of $13.71 is trading 14.7% above its estimated GF Value™ of $11.95.
GuruFocus considers Ellington Financial to be Modestly Overvalued.
Key valuation signals for EFC:
Equity-to-Asset: 0.09 (50% below median its 10-year median of 0.18)
GF Value™: $11.95 vs. price of $13.71 (14.7% above fair value)
Industry Position: 84.5% below the REITs median (#909 of 926)
No single metric tells the full story. See the EFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ellington Financial Inc is a specialty finance company. Its primary investment objective is to generate attractive, risk-adjusted total returns for its shareholders by making investments. The company has two reportable segments; The Investment Portfolio Segment is focused on investing in a diverse array of financial assets, including residential and commercial mortgage loans, residential mortgage-backed securities, non-mortgage- and mortgage-related derivatives, debt and equity investments in loan origination companies, and other strategic investments, and The Longbridge Segment is focused on the origination and servicing of reverse mortgage loans. It acquires reverse mortgage loans both through its origination activities and through secondary market purchases.
71GF Score
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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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