Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Lowe'sLOW +0.63%82 Equity-to-Asset is -0.13 as of Jul. 2026. GuruFocus rates LOW with a GF Score™ of 82/100 and a GF Value™ of $253.08 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,136 Retail - Cyclical companies, Lowe's ranks worse than 96.13% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Lowe's's Total Stockholders Equity for the quarter that ended in Jul. 2026 was $-7,437 Mil. Lowe's's Total Assets for the quarter that ended in Jul. 2026 was $55,881 Mil.
Therefore, Lowe's's Equity to Asset Ratio for the quarter that ended in Jul. 2026 was -0.13.
The historical rank and industry rank for Lowe's's Equity-to-Asset or its related term are showing as below:
LOW'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.36 Med: -0.02 Max: 0.19
Current: -0.13
During the past 13 years, the highest Equity to Asset Ratio of Lowe's was 0.19. The lowest was -0.36. And the median was -0.02.
LOW's Equity-to-Asset is ranked worse than 96.13% of 1136
companies
in the Retail - Cyclical industry
Industry Median: 0.44
vs LOW: -0.13
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Lowe's Equity-to-Asset Related Terms
Lowe's Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Lowe's's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Home Improvement Retail subindustry, Lowe's's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lowe's Equity-to-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Lowe's's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Lowe's's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Lowe's's Equity to Asset Ratio for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lowe's (LOW) has a Equity-to-Asset of -0.13 as of Jul. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Lowe's and its competitors. According to the industry distribution chart, Lowe's ranks #1092 out of 1136 companies in the Retail - Cyclical industry, placing it in the top 96.1%.
Is Lowe's' Equity-to-Asset too high?
Lowe's' current Equity-to-Asset is -0.13. Based on the distribution chart, Lowe's ranks #1092 out of 1136 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Lowe's has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lowe's' Equity-to-Asset compare to FND and HVT?
According to the Retail - Cyclical industry distribution chart, Lowe's ranks #1092 out of 1136 companies for Equity-to-Asset. This places Lowe's in the lower half of its industry. The industry median Equity-to-Asset is 0.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Cyclical company?
The median Equity-to-Asset among Retail - Cyclical companies is 0.44, based on 1,136 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Lowe's and its competitors. For the Retail - Cyclical industry, the median Equity-to-Asset is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lowe's's current Equity-to-Asset is -0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lowe's stock overvalued right now?
Based on GuruFocus' analysis, Lowe's (LOW) is currently considered Modestly Undervalued. The stock's GF Value™ is $253.08, compared to a current price of $208.05 — trading 17.8% below its estimated fair value. The current Equity-to-Asset is -0.13. Lowe's' overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Lowe's (LOW), the current Equity-to-Asset is -0.13 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lowe's (LOW) Overvalued in 2026?
Based on GuruFocus' analysis, Lowe's stock appears to be undervalued.
The current stock price of $208.05 is trading 17.8% below its estimated GF Value™ of $253.08.
GuruFocus considers Lowe's to be Modestly Undervalued.
Key valuation signals for LOW:
Equity-to-Asset: -0.13
GF Value™: $253.08 vs. price of $208.05 (17.8% below fair value)
No single metric tells the full story. See the LOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lowe's is the second-largest home improvement retailer globally, with 1,759 stores in the US, after the 2023 divestiture of its Canadian locations. The firm's stores offer products and services for home decorating, maintenance, repair, and remodeling, with maintenance and repair accounting for two-thirds of products sold. Lowe's primarily targets retail do-it-yourself (around 70% of sales) and do-it-for-me customers, but has expanded its professional business clients to 30% from less than 20% in the past seven years (set to expand further with the acquisition of FBM). We estimate Lowe's captures a high-single-digit share of the domestic home improvement market, based on US Census data and management's market size estimates.
82GF Score
Get the complete analysis for LOW
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LOW has been successfully added to your 
