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AXAMIL:1CS +0.29%65 Equity-to-Asset is 0.07 as of Dec. 2025, which is 13% below its 10-year median of 0.08. GuruFocus rates MIL:1CS with a GF Score™ of 65/100 and a GF Value™ of €37.93 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 505 Insurance companies, AXA ranks worse than 83.76% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. AXA's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €47,171 Mil. AXA's Total Assets for the quarter that ended in Dec. 2025 was €635,539 Mil.
Therefore, AXA's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.07.
The historical rank and industry rank for AXA's Equity-to-Asset or its related term are showing as below:
MIL:1CS'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.08 Max: 0.09
Current: 0.07
During the past 13 years, the highest Equity to Asset Ratio of AXA was 0.09. The lowest was 0.07. And the median was 0.08.
MIL:1CS's Equity-to-Asset is ranked worse than 83.76% of 505
companies
in the Insurance industry
Industry Median: 0.26
vs MIL:1CS: 0.07
AXA (MIL:1CS) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
AXA Equity-to-Asset Related Terms
AXA Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for AXA's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:1CS vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, AXA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AXA Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, AXA's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where AXA's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
AXA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AXA (MIL:1CS) has a Equity-to-Asset of 0.07 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on AXA and its competitors. This is 13% below median its historical median of 0.08. Over the past decade, AXA's Equity-to-Asset has ranged from 0.07 to 0.09. According to the industry distribution chart, AXA ranks #423 out of 505 companies in the Insurance industry, placing it in the top 83.8%.
Is AXA's Equity-to-Asset too high?
AXA's current Equity-to-Asset of 0.07 is 13% below median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.09. The Insurance industry median Equity-to-Asset is 0.26. AXA's value of 0.07 is 73.1% below this industry median. Based on the distribution chart, AXA ranks #423 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AXA has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AXA's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AXA ranks #423 out of 505 companies for Equity-to-Asset. This places AXA in the lower half of its industry. The industry median Equity-to-Asset is 0.26. AXA's value of 0.07 is 73.1% below this benchmark. Historically, AXA's own Equity-to-Asset has ranged from 0.07 to 0.09 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.26, AXA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AXA's current Equity-to-Asset of 0.07 is 73.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on AXA and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AXA's current Equity-to-Asset is 0.07, which is 13% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AXA stock overvalued right now?
Based on GuruFocus' analysis, AXA (MIL:1CS) is currently considered Modestly Overvalued. The stock's GF Value™ is €37.93, compared to a current price of €44.80 — trading 18.1% above its estimated fair value. The current Equity-to-Asset is 0.07, which is 13% below median its 10-year median of 0.08 and 73.1% below the Insurance industry median of 0.26. AXA's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For AXA (MIL:1CS), the current Equity-to-Asset is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AXA (MIL:1CS) Overvalued in 2026?
Based on GuruFocus' analysis, AXA stock appears to be overvalued.
The current stock price of €44.80 is trading 18.1% above its estimated GF Value™ of €37.93.
GuruFocus considers AXA to be Modestly Overvalued.
Key valuation signals for MIL:1CS:
Equity-to-Asset: 0.07 (13% below median its 10-year median of 0.08)
GF Value™: €37.93 vs. price of €44.80 (18.1% above fair value)
Industry Position: 73.1% below the Insurance median (#423 of 505)
No single metric tells the full story. See the MIL:1CS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AXA's origins date back to Ancienne Mutuelle, one of the few insurers that remained after the creation of the French social security system. With the threat of nationalization, a merger took place between Drouot and AXA, which was then still known as Mutuelles Unies in 1982, and later Présence. Ten years later, AXA acquired North American life insurer Equitable Holdings. This was a time of expansion as AXA also bought the French insurer UAP. As markets crashed at the turn of the millennium, AXA decided to refocus its business and exited its stake in US investment bank Donaldson, Lufkin & Jenrette. A few years later, the business expanded again with the acquisition of Swiss insurer Winterthur. AXA has reshaped its portfolio to technical risks.
65GF Score
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