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Meritage HomesMTH +0.22%77 Equity-to-Asset is 0.67 as of Jun. 2026, which is 8% above its 10-year median of 0.62. GuruFocus rates MTH with a GF Score™ of 77/100 and a GF Value™ of $69.96 (Fairly Valued). The stock has 5 warning signs investors should review. Among 95 Homebuilding & Construction companies, Meritage Homes ranks better than 82.11% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Meritage Homes's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $5,058 Mil. Meritage Homes's Total Assets for the quarter that ended in Jun. 2026 was $7,555 Mil.
Therefore, Meritage Homes's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.67.
The historical rank and industry rank for Meritage Homes's Equity-to-Asset or its related term are showing as below:
MTH'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.47 Med: 0.62 Max: 0.73
Current: 0.67
During the past 13 years, the highest Equity to Asset Ratio of Meritage Homes was 0.73. The lowest was 0.47. And the median was 0.62.
MTH's Equity-to-Asset is ranked better than 82.11% of 95
companies
in the Homebuilding & Construction industry
Industry Median: 0.46
vs MTH: 0.67
Meritage Homes (NYSE:MTH) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Meritage Homes Equity-to-Asset Related Terms
Meritage Homes Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Meritage Homes's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, Meritage Homes's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Meritage Homes Equity-to-Asset vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Meritage Homes's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Meritage Homes's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Meritage Homes's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Meritage Homes (MTH) has a Equity-to-Asset of 0.67 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Meritage Homes and its competitors. This is near median its historical median of 0.62. Over the past decade, Meritage Homes' Equity-to-Asset has ranged from 0.47 to 0.73. According to the industry distribution chart, Meritage Homes ranks #17 out of 95 companies in the Homebuilding & Construction industry, placing it in the top 17.9%.
Is Meritage Homes' Equity-to-Asset too high?
Meritage Homes' current Equity-to-Asset of 0.67 is near median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 0.73. The Homebuilding & Construction industry median Equity-to-Asset is 0.46. Meritage Homes' value of 0.67 is 45.7% above this industry median. Based on the distribution chart, Meritage Homes ranks #17 out of 95 companies in the Homebuilding & Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Meritage Homes has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Meritage Homes' Equity-to-Asset compare to SKY and CVCO?
According to the Homebuilding & Construction industry distribution chart, Meritage Homes ranks #17 out of 95 companies for Equity-to-Asset. This places Meritage Homes in the top 18% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.46. Meritage Homes' value of 0.67 is 45.7% above this benchmark. Historically, Meritage Homes' own Equity-to-Asset has ranged from 0.47 to 0.73 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 0.46, Meritage Homes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Homebuilding & Construction company?
The median Equity-to-Asset among Homebuilding & Construction companies is 0.46, based on 95 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Meritage Homes's current Equity-to-Asset of 0.67 is 45.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Meritage Homes and its competitors. For the Homebuilding & Construction industry, the median Equity-to-Asset is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Meritage Homes's current Equity-to-Asset is 0.67, which is near median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meritage Homes stock overvalued right now?
Based on GuruFocus' analysis, Meritage Homes (MTH) is currently considered Fairly Valued. The stock's GF Value™ is $69.96, compared to a current price of $73.79 — trading 5.5% above its estimated fair value. The current Equity-to-Asset is 0.67, which is near median its 10-year median of 0.62 and 45.7% above the Homebuilding & Construction industry median of 0.46. Meritage Homes' overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Meritage Homes (MTH), the current Equity-to-Asset is 0.67 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Meritage Homes (MTH) Overvalued in 2026?
Based on GuruFocus' analysis, Meritage Homes stock appears to be overvalued.
The current stock price of $73.79 is trading 5.5% above its estimated GF Value™ of $69.96.
GuruFocus considers Meritage Homes to be Fairly Valued.
Key valuation signals for MTH:
Equity-to-Asset: 0.67 (near median its 10-year median of 0.62)
GF Value™: $69.96 vs. price of $73.79 (5.5% above fair value)
Industry Position: 45.7% above the Homebuilding & Construction median (#17 of 95)
No single metric tells the full story. See the MTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Meritage Homes Corp is engaged as a designer and builder of single-family attached and detached homes. It has operations in three regions: West, Central, and East, comprising twelve states: Arizona, California, Colorado, Utah, Tennessee, Texas, Alabama, Florida, Georgia, Mississippi, North Carolina, and South Carolina. The company operates with two principal business segments: homebuilding and financial services. The homebuilding segments are engaged in the business of acquiring and developing land, constructing homes, marketing and selling those homes, and providing warranty and customer services, and the financial services segment offers title and escrow, mortgage, and insurance services. The company generates key revenue from the Homebuilding segment.
77GF Score
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