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Arabia Falcon Insurance CoMUS:AFIC 61 Equity-to-Asset is 0.29 as of Dec. 2025, which is 3% below its 10-year median of 0.30. GuruFocus rates MUS:AFIC with a GF Score™ of 61/100 and a GF Value™ of ر.ع0.17 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 505 Insurance companies, Arabia Falcon Insurance Co ranks better than 57.03% on this metric.
Arabia Falcon Insurance Co (MUS:AFIC) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Arabia Falcon Insurance Co Equity-to-Asset Related Terms
Arabia Falcon Insurance Co Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:AFIC vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Arabia Falcon Insurance Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arabia Falcon Insurance Co Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Arabia Falcon Insurance Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Arabia Falcon Insurance Co's Equity-to-Asset falls into.
Arabia Falcon Insurance Co Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Arabia Falcon Insurance Co's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arabia Falcon Insurance Co (MUS:AFIC) has a Equity-to-Asset of 0.29 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Arabia Falcon Insurance Co and its competitors. This is near median its historical median of 0.30. Over the past decade, Arabia Falcon Insurance Co's Equity-to-Asset has ranged from 0.26 to 0.38. According to the industry distribution chart, Arabia Falcon Insurance Co ranks #217 out of 505 companies in the Insurance industry, placing it in the top 43%.
Is Arabia Falcon Insurance Co's Equity-to-Asset too high?
Arabia Falcon Insurance Co's current Equity-to-Asset of 0.29 is near median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 0.38. The Insurance industry median Equity-to-Asset is 0.26. Arabia Falcon Insurance Co's value of 0.29 is 11.5% above this industry median. Based on the distribution chart, Arabia Falcon Insurance Co ranks #217 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Arabia Falcon Insurance Co has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabia Falcon Insurance Co's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Arabia Falcon Insurance Co ranks #217 out of 505 companies for Equity-to-Asset. This puts Arabia Falcon Insurance Co in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Arabia Falcon Insurance Co's value of 0.29 is 11.5% above this benchmark. Historically, Arabia Falcon Insurance Co's own Equity-to-Asset has ranged from 0.26 to 0.38 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 0.26, Arabia Falcon Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arabia Falcon Insurance Co's current Equity-to-Asset of 0.29 is 11.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Arabia Falcon Insurance Co and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arabia Falcon Insurance Co's current Equity-to-Asset is 0.29, which is near median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabia Falcon Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Arabia Falcon Insurance Co (MUS:AFIC) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ع0.17, compared to a current price of ر.ع0.14 — trading 20.6% below its estimated fair value. The current Equity-to-Asset is 0.29, which is near median its 10-year median of 0.30 and 11.5% above the Insurance industry median of 0.26. Arabia Falcon Insurance Co's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Arabia Falcon Insurance Co (MUS:AFIC), the current Equity-to-Asset is 0.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arabia Falcon Insurance Co (MUS:AFIC) Overvalued in 2026?
Based on GuruFocus' analysis, Arabia Falcon Insurance Co stock appears to be undervalued.
The current stock price of ر.ع0.14 is trading 20.6% below its estimated GF Value™ of ر.ع0.17.
GuruFocus considers Arabia Falcon Insurance Co to be Modestly Undervalued.
Key valuation signals for MUS:AFIC:
Equity-to-Asset: 0.29 (near median its 10-year median of 0.30)
GF Value™: ر.ع0.17 vs. price of ر.ع0.14 (20.6% below fair value)
Industry Position: 11.5% above the Insurance median (#217 of 505)
No single metric tells the full story. See the MUS:AFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arabia Falcon Insurance Co operates as an insurance company in Oman. The company serves individual and corporate clients by providing various insurance products under different lines of business. Its products include Motor, Life, medical, and P & C insurance. It generates maximum revenue from the property & casualty Insurance segment.
61GF Score
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