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NetcapitalNCPLW +47.83%32 Equity-to-Asset is 0.83 as of Jan. 2026, which is 38% above its 10-year median of 0.60. GuruFocus rates NCPLW with a GF Score™ of 32/100. The stock has 3 warning signs investors should review. Among 811 Capital Markets companies, Netcapital ranks better than 76.33% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Netcapital's Total Stockholders Equity for the quarter that ended in Jan. 2026 was $21.60 Mil. Netcapital's Total Assets for the quarter that ended in Jan. 2026 was $26.06 Mil.
Therefore, Netcapital's Equity to Asset Ratio for the quarter that ended in Jan. 2026 was 0.83.
The historical rank and industry rank for Netcapital's Equity-to-Asset or its related term are showing as below:
NCPLW'
s Equity-to-Asset Range Over the Past 10 Years
Min: -264.2 Med: 0.6 Max: 0.91
Current: 0.83
During the past 12 years, the highest Equity to Asset Ratio of Netcapital was 0.91. The lowest was -264.20. And the median was 0.60.
NCPLW's Equity-to-Asset is ranked better than 76.33% of 811
companies
in the Capital Markets industry
Industry Median: 0.51
vs NCPLW: 0.83
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Netcapital Equity-to-Asset Related Terms
Netcapital Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Netcapital's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCPLW vs SONM, MEGL, ABTS: Equity-to-Asset Comparison
For the Capital Markets subindustry, Netcapital's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Netcapital Equity-to-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Netcapital's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Netcapital's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Netcapital's Equity to Asset Ratio for the fiscal year that ended in Apr. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Netcapital (NCPLW) has a Equity-to-Asset of 0.83 as of Jan. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Netcapital and its competitors. This is 38% above median its historical median of 0.60. According to the industry distribution chart, Netcapital ranks #192 out of 811 companies in the Capital Markets industry, placing it in the top 23.7%.
Is Netcapital's Equity-to-Asset too high?
Netcapital's current Equity-to-Asset of 0.83 is 38% above median its 10-year median of 0.60. The Capital Markets industry median Equity-to-Asset is 0.51. Netcapital's value of 0.83 is 62.7% above this industry median. Based on the distribution chart, Netcapital ranks #192 out of 811 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Netcapital has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Netcapital's Equity-to-Asset compare to SONM and MEGL?
According to the Capital Markets industry distribution chart, Netcapital ranks #192 out of 811 companies for Equity-to-Asset. This places Netcapital in the top 24% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.51. Netcapital's value of 0.83 is 62.7% above this benchmark. While the company's 10-year median is 0.60 vs. the industry median of 0.51, Netcapital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Capital Markets company?
The median Equity-to-Asset among Capital Markets companies is 0.51, based on 811 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Netcapital's current Equity-to-Asset of 0.83 is 62.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Netcapital and its competitors. For the Capital Markets industry, the median Equity-to-Asset is 0.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Netcapital's current Equity-to-Asset is 0.83, which is 38% above median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Netcapital stock overvalued right now?
Netcapital (NCPLW) has a current Equity-to-Asset of 0.83. The current Equity-to-Asset is 0.83, which is 38% above median its 10-year median of 0.60 and 62.7% above the Capital Markets industry median of 0.51. Netcapital's overall GF Score™ is 32/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Netcapital (NCPLW), the current Equity-to-Asset is 0.83 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Netcapital Inc is a financial technology company. The company facilitates the growth of private companies by providing fundraising services and other consulting services. The company's online private investment platform connects entrepreneurs and investors, enabling companies to raise capital digitally. The Company operates in a single operating segment, which is the provision of fintech services.
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