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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Splitit Payments's Total Stockholders Equity for the quarter that ended in Jun. 2023 was $16.46 Mil. Splitit Payments's Total Assets for the quarter that ended in Jun. 2023 was $81.14 Mil.
Therefore, Splitit Payments's Equity to Asset Ratio for the quarter that ended in Jun. 2023 was 0.20.
The historical rank and industry rank for Splitit Payments's Equity-to-Asset or its related term are showing as below:
STTTF's Equity-to-Asset is not ranked *
in the Software industry.
Industry Median: 0.56 * Ranked among companies with meaningful Equity-to-Asset only.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Splitit Payments Equity-to-Asset Related Terms
Splitit Payments Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Splitit Payments's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STTTF vs MSFT, ORCL, ADBE: Equity-to-Asset Comparison
For the Software - Infrastructure subindustry, Splitit Payments's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Splitit Payments Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Splitit Payments's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Splitit Payments's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Splitit Payments's Equity to Asset Ratio for the fiscal year that ended in Dec. 2022 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Splitit Payments (STTTF) has a Equity-to-Asset of 0.20 as of Jun. 2023. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Splitit Payments and its competitors.
Is Splitit Payments' Equity-to-Asset too high?
Splitit Payments' current Equity-to-Asset is 0.20. The Software industry median Equity-to-Asset is 0.56. Splitit Payments' value of 0.20 is 64.3% below this industry median. Overall, Splitit Payments has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Splitit Payments' Equity-to-Asset compare to MSFT and ORCL?
Splitit Payments' Equity-to-Asset of 0.20 can be compared against companies in the Software industry. The industry median Equity-to-Asset is 0.56. Splitit Payments' value of 0.20 is 64.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,890 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Splitit Payments's current Equity-to-Asset of 0.20 is 64.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Splitit Payments and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Splitit Payments's current Equity-to-Asset is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Splitit Payments stock overvalued right now?
Splitit Payments (STTTF) has a current Equity-to-Asset of 0.20. The current Equity-to-Asset is 0.20 and 64.3% below the Software industry median of 0.56. Splitit Payments' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Splitit Payments (STTTF), the current Equity-to-Asset is 0.20 as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Splitit Payments Ltd is a cross-border payment solution enabling customers to pay for purchases with an existing debit or credit card by splitting the purchase into fee and interest-free monthly installments, without the need for registration, application, or approval. Splitit operates in three geographical regions: North America, the United Kingdom & Europe, and Australia.
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