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Universal Technical InstituteUTI -2.67%85 Equity-to-Asset is 0.38 as of Jun. 2026, which is 5% below its 10-year median of 0.40. GuruFocus rates UTI with a GF Score™ of 85/100 and a GF Value™ of $28.48 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 264 Education companies, Universal Technical Institute ranks worse than 73.86% on this metric.
Universal Technical Institute (NYSE:UTI) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Universal Technical Institute Equity-to-Asset Related Terms
Universal Technical Institute Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Technical Institute Equity-to-Asset Chart
For the Education & Training Services subindustry, Universal Technical Institute's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Technical Institute Equity-to-Asset vs Education Industry
For the Education industry and Consumer Defensive sector, Universal Technical Institute's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Universal Technical Institute's Equity-to-Asset falls into.
Universal Technical Institute Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Technical Institute (UTI) has a Equity-to-Asset of 0.38 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Universal Technical Institute and its competitors. This is near median its historical median of 0.40. Over the past decade, Universal Technical Institute's Equity-to-Asset has ranged from 0.29 to 0.53. According to the industry distribution chart, Universal Technical Institute ranks #195 out of 264 companies in the Education industry, placing it in the top 73.9%.
Is Universal Technical Institute's Equity-to-Asset too high?
Universal Technical Institute's current Equity-to-Asset of 0.38 is near median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 0.53. The Education industry median Equity-to-Asset is 0.57. Universal Technical Institute's value of 0.38 is 32.7% below this industry median. Based on the distribution chart, Universal Technical Institute ranks #195 out of 264 companies in the Education industry, which is below the industry midpoint. Overall, Universal Technical Institute has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Universal Technical Institute's Equity-to-Asset compare to PRDO and MH?
According to the Education industry distribution chart, Universal Technical Institute ranks #195 out of 264 companies for Equity-to-Asset. This places Universal Technical Institute in the lower half of its industry. The industry median Equity-to-Asset is 0.57. Universal Technical Institute's value of 0.38 is 32.7% below this benchmark. Historically, Universal Technical Institute's own Equity-to-Asset has ranged from 0.29 to 0.53 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.57, Universal Technical Institute has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Education company?
The median Equity-to-Asset among Education companies is 0.57, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Technical Institute's current Equity-to-Asset of 0.38 is 32.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Universal Technical Institute and its competitors. For the Education industry, the median Equity-to-Asset is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Technical Institute's current Equity-to-Asset is 0.38, which is near median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Technical Institute stock overvalued right now?
Based on GuruFocus' analysis, Universal Technical Institute (UTI) is currently considered Modestly Undervalued. The stock's GF Value™ is $28.48, compared to a current price of $25.15 — trading 11.7% below its estimated fair value. The current Equity-to-Asset is 0.38, which is near median its 10-year median of 0.40 and 32.7% below the Education industry median of 0.57. Universal Technical Institute's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Universal Technical Institute (UTI), the current Equity-to-Asset is 0.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Technical Institute (UTI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Technical Institute stock appears to be undervalued.
The current stock price of $25.15 is trading 11.7% below its estimated GF Value™ of $28.48.
GuruFocus considers Universal Technical Institute to be Modestly Undervalued.
Key valuation signals for UTI:
Equity-to-Asset: 0.38 (near median its 10-year median of 0.40)
GF Value™: $28.48 vs. price of $25.15 (11.7% below fair value)
Industry Position: 32.7% below the Education median (#195 of 264)
No single metric tells the full story. See the UTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Technical Institute Inc is an educational institution. It provides undergraduate degree, as well as certificate programs for technicians in the automotive, diesel, collision repair, motorcycle and marine fields. The company's reportable segment which includes Universal Technical Institute (UTI) and Concorde Career Colleges, Corporate. Majority of the revenue is generated from UTI segment which provides different kinds of degree and non-degree transportation and skilled trades technical training programs under brands such as Universal Technical Institute, Motorcycle Mechanics Institute, Marine Mechanics Institute and others. It also provides dealer technician training or instructor staffing services to manufacturers.
85GF Score
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