UUGRY (United Utilities Group) Equity-to-Asset: 0.12 (As of Mar. 2026) — 43% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UUGRY United Utilities Group PLC UUGRY
85 GF Score
Price $38.72
GF Value $38.83
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is United Utilities Group Equity-to-Asset?

United Utilities Group UUGRY -0.31% 85 Equity-to-Asset is 0.12 as of Mar. 2026, which is 43% below its 10-year median of 0.21. GuruFocus rates UUGRY with a GF Score™ of 85/100 and a GF Value™ of $38.83 (Fairly Valued). The stock has 7 warning signs investors should review. Among 509 Utilities - Regulated companies, United Utilities Group ranks worse than 93.52% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. United Utilities Group's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $2,989 Mil. United Utilities Group's Total Assets for the quarter that ended in Mar. 2026 was $24,169 Mil. Therefore, United Utilities Group's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.12.

The historical rank and industry rank for United Utilities Group's Equity-to-Asset or its related term are showing as below:

UUGRY' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12   Med: 0.21   Max: 0.24
Current: 0.12

During the past 13 years, the highest Equity to Asset Ratio of United Utilities Group was 0.24. The lowest was 0.12. And the median was 0.21.

UUGRY's Equity-to-Asset is ranked worse than
93.52% of 509 companies
in the Utilities - Regulated industry
Industry Median: 0.36 vs UUGRY: 0.12

United Utilities Group  (OTCPK:UUGRY) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


United Utilities Group Equity-to-Asset Related Terms


United Utilities Group Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for United Utilities Group's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Utilities Group Equity-to-Asset Chart

United Utilities Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 0.17 0.13 0.12 0.12

United Utilities Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.12 0.12 0.11 0.12

UUGRY vs AWK, WTRG, AWR: Equity-to-Asset Comparison

For the Utilities - Regulated Water subindustry, United Utilities Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Utilities Group Equity-to-Asset vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, United Utilities Group's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where United Utilities Group's Equity-to-Asset falls into.


UUGRY
85GF Score
United Utilities Group PLC UUGRY
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Utilities Group Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

United Utilities Group's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Equity to Asset (A: Mar. 2026 )=Total Stockholders Equity/Total Assets
=2988.533/24169.333
=0.12

United Utilities Group's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=2988.533/24169.333
=0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.12 mean?
United Utilities Group (UUGRY) has a Equity-to-Asset of 0.12 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on United Utilities Group and its competitors. This is 43% below median its historical median of 0.21. Over the past decade, United Utilities Group's Equity-to-Asset has ranged from 0.12 to 0.24. According to the industry distribution chart, United Utilities Group ranks #476 out of 509 companies in the Utilities - Regulated industry, placing it in the top 93.5%.
Is United Utilities Group's Equity-to-Asset too high?
United Utilities Group's current Equity-to-Asset of 0.12 is 43% below median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.24. The Utilities - Regulated industry median Equity-to-Asset is 0.36. United Utilities Group's value of 0.12 is 66.7% below this industry median. Based on the distribution chart, United Utilities Group ranks #476 out of 509 companies in the Utilities - Regulated industry, which is in the bottom quartile relative to peers. Overall, United Utilities Group has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Utilities Group's Equity-to-Asset compare to AWK and WTRG?
According to the Utilities - Regulated industry distribution chart, United Utilities Group ranks #476 out of 509 companies for Equity-to-Asset. This places United Utilities Group in the lower half of its industry. The industry median Equity-to-Asset is 0.36. United Utilities Group's value of 0.12 is 66.7% below this benchmark. Historically, United Utilities Group's own Equity-to-Asset has ranged from 0.12 to 0.24 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.36, United Utilities Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Utilities - Regulated company?
The median Equity-to-Asset among Utilities - Regulated companies is 0.36, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Utilities Group's current Equity-to-Asset of 0.12 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on United Utilities Group and its competitors. For the Utilities - Regulated industry, the median Equity-to-Asset is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Utilities Group's current Equity-to-Asset is 0.12, which is 43% below median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Utilities Group stock overvalued right now?
Based on GuruFocus' analysis, United Utilities Group (UUGRY) is currently considered Fairly Valued. The stock's GF Value™ is $38.83, compared to a current price of $38.72 — trading 0.3% below its estimated fair value. The current Equity-to-Asset is 0.12, which is 43% below median its 10-year median of 0.21 and 66.7% below the Utilities - Regulated industry median of 0.36. United Utilities Group's overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For United Utilities Group (UUGRY), the current Equity-to-Asset is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Utilities Group (UUGRY) Overvalued in 2026?

Based on GuruFocus' analysis, United Utilities Group stock appears to be undervalued. The current stock price of $38.72 is trading 0.3% below its estimated GF Value™ of $38.83. GuruFocus considers United Utilities Group to be Fairly Valued.

Key valuation signals for UUGRY:

  • Equity-to-Asset: 0.12 (43% below median its 10-year median of 0.21)
  • GF Value™: $38.83 vs. price of $38.72 (0.3% below fair value)
  • GF Score™: 85/100 with 7 warning signs
  • Industry Position: 66.7% below the Utilities - Regulated median (#476 of 509)

No single metric tells the full story. See the UUGRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Utilities Group Business Description

Address Lingley Green Avenue, Haweswater House, Lingley Mere Business Park, Great Sankey, Warrington, GBR, WA5 3LP
United Utilities Group is primarily a holding company for United Utilities Water, the country's largest regulated water and wastewater utility, serving customers in northwest England, including Manchester and Liverpool.
85GF Score

Get the complete analysis for UUGRY

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.72
Price
$38.83
GF Value