VPCBW (VPC Impact Acquisition Holdings II) Equity-to-Asset: 0.95 (As of Sep. 2022) — Near Median

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VPCBW VPC Impact Acquisition Holdings II VPCBW
22 GF Score
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! 2 Warning Signs
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What is VPC Impact Acquisition Holdings II Equity-to-Asset?

VPC Impact Acquisition Holdings II VPCBW 22 Equity-to-Asset is 0.95 as of Sep. 2022, which is 7% above its 10-year median of 0.89. GuruFocus rates VPCBW with a GF Score™ of 22/100. The stock has 2 warning signs investors should review.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. VPC Impact Acquisition Holdings II's Total Stockholders Equity for the quarter that ended in Sep. 2022 was $248.22 Mil. VPC Impact Acquisition Holdings II's Total Assets for the quarter that ended in Sep. 2022 was $261.66 Mil.

The historical rank and industry rank for VPC Impact Acquisition Holdings II's Equity-to-Asset or its related term are showing as below:

VPCBW' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.27   Med: 0.89   Max: 0.95
Current: 0.95

During the past 1 years, the highest Equity to Asset Ratio of VPC Impact Acquisition Holdings II was 0.95. The lowest was 0.27. And the median was 0.89.

VPCBW's Equity-to-Asset is not ranked
in the Diversified Financial Services industry.
Industry Median: 0.9 vs VPCBW: 0.95

VPC Impact Acquisition Holdings II  (NAS:VPCBW) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


VPC Impact Acquisition Holdings II Equity-to-Asset Related Terms


VPC Impact Acquisition Holdings II Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for VPC Impact Acquisition Holdings II's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VPC Impact Acquisition Holdings II Equity-to-Asset Chart

VPC Impact Acquisition Holdings II Annual Data
Trend Dec21
Equity-to-Asset
0.89

VPC Impact Acquisition Holdings II Quarterly Data
Jan21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22
Equity-to-Asset Get a 7-Day Free Trial 0.89 0.89 0.93 0.94 0.95

VPCBW vs PFTA, GFGD, GOBI: Equity-to-Asset Comparison

For the Shell Companies subindustry, VPC Impact Acquisition Holdings II's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VPC Impact Acquisition Holdings II Equity-to-Asset vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, VPC Impact Acquisition Holdings II's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where VPC Impact Acquisition Holdings II's Equity-to-Asset falls into.


VPCBW
22GF Score
VPC Impact Acquisition Holdings II VPCBW
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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VPC Impact Acquisition Holdings II Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

VPC Impact Acquisition Holdings II's Equity to Asset Ratio for the fiscal year that ended in Dec. 2021 is calculated as

Equity to Asset (A: Dec. 2021 )=Total Stockholders Equity/Total Assets
=229.872/257.006
=

VPC Impact Acquisition Holdings II's Equity to Asset Ratio for the quarter that ended in Sep. 2022 is calculated as

Equity to Asset (Q: Sep. 2022 )=Total Stockholders Equity/Total Assets
=248.224/261.66
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.95 mean?
VPC Impact Acquisition Holdings II (VPCBW) has a Equity-to-Asset of 0.95 as of Sep. 2022. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on VPC Impact Acquisition Holdings II and its competitors. This is near median its historical median of 0.89. Over the past decade, VPC Impact Acquisition Holdings II's Equity-to-Asset has ranged from 0.27 to 0.95.
Is VPC Impact Acquisition Holdings II's Equity-to-Asset too high?
VPC Impact Acquisition Holdings II's current Equity-to-Asset of 0.95 is near median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.95. The Diversified Financial Services industry median Equity-to-Asset is 0.90. VPC Impact Acquisition Holdings II's value of 0.95 is 5.6% above this industry median. Overall, VPC Impact Acquisition Holdings II has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does VPC Impact Acquisition Holdings II's Equity-to-Asset compare to PFTA and GFGD?
VPC Impact Acquisition Holdings II's Equity-to-Asset of 0.95 can be compared against companies in the Diversified Financial Services industry. The industry median Equity-to-Asset is 0.90. VPC Impact Acquisition Holdings II's value of 0.95 is 5.6% above this benchmark. Historically, VPC Impact Acquisition Holdings II's own Equity-to-Asset has ranged from 0.27 to 0.95 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 0.90, VPC Impact Acquisition Holdings II has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Diversified Financial Services company?
The median Equity-to-Asset among Diversified Financial Services companies is 0.90, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VPC Impact Acquisition Holdings II's current Equity-to-Asset of 0.95 is 5.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on VPC Impact Acquisition Holdings II and its competitors. For the Diversified Financial Services industry, the median Equity-to-Asset is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VPC Impact Acquisition Holdings II's current Equity-to-Asset is 0.95, which is near median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VPC Impact Acquisition Holdings II stock overvalued right now?
VPC Impact Acquisition Holdings II (VPCBW) has a current Equity-to-Asset of 0.95. The current Equity-to-Asset is 0.95, which is near median its 10-year median of 0.89 and 5.6% above the Diversified Financial Services industry median of 0.90. VPC Impact Acquisition Holdings II's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For VPC Impact Acquisition Holdings II (VPCBW), the current Equity-to-Asset is 0.95 as of Sep. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

VPC Impact Acquisition Holdings II Business Description

Address 150 North Riverside Plaza, Suite 5200, Chicago, IL, USA, 60606
VPC Impact Acquisition Holdings II is a blank check company.
22GF Score

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