ECB (WAR:ECB) Equity-to-Asset: 0.64 (As of Mar. 2026) — 191% Above Median

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Director of Data and Quant Analytics at GuruFocus
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WAR:ECB ECB SA WAR:ECB
63 GF Score
Price zł20.00
GF Value zł15.39
Valuation Modestly Overvalued
! 3 Warning Signs
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What is ECB Equity-to-Asset?

ECB WAR:ECB -1.96% 63 Equity-to-Asset is 0.64 as of Mar. 2026, which is 191% above its 10-year median of 0.22. GuruFocus rates WAR:ECB with a GF Score™ of 63/100 and a GF Value™ of zł15.39 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 509 Utilities - Regulated companies, ECB ranks better than 84.28% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. ECB's Total Stockholders Equity for the quarter that ended in Mar. 2026 was zł23.74 Mil. ECB's Total Assets for the quarter that ended in Mar. 2026 was zł37.06 Mil. Therefore, ECB's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.64.

The historical rank and industry rank for ECB's Equity-to-Asset or its related term are showing as below:

WAR:ECB' s Equity-to-Asset Range Over the Past 10 Years
Min: -3.1   Med: 0.22   Max: 0.81
Current: 0.64

During the past 13 years, the highest Equity to Asset Ratio of ECB was 0.81. The lowest was -3.10. And the median was 0.22.

WAR:ECB's Equity-to-Asset is ranked better than
84.28% of 509 companies
in the Utilities - Regulated industry
Industry Median: 0.36 vs WAR:ECB: 0.64

ECB  (WAR:ECB) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


ECB Equity-to-Asset Related Terms


ECB Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for ECB's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ECB Equity-to-Asset Chart

ECB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.09 -1.96 -3.10 0.65 0.71

ECB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.63 0.60 0.71 0.64

WAR:ECB vs NEE, SO, DUK: Equity-to-Asset Comparison

For the Utilities - Regulated Electric subindustry, ECB's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ECB Equity-to-Asset vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, ECB's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where ECB's Equity-to-Asset falls into.


WAR:ECB
63GF Score
ECB SA WAR:ECB
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ECB Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

ECB's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=22.493/31.552
=0.71

ECB's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=23.738/37.063
=0.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.64 mean?
ECB (WAR:ECB) has a Equity-to-Asset of 0.64 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ECB and its competitors. This is 191% above median its historical median of 0.22. According to the industry distribution chart, ECB ranks #80 out of 509 companies in the Utilities - Regulated industry, placing it in the top 15.7%.
Is ECB's Equity-to-Asset too high?
ECB's current Equity-to-Asset of 0.64 is 191% above median its 10-year median of 0.22. The Utilities - Regulated industry median Equity-to-Asset is 0.36. ECB's value of 0.64 is 77.8% above this industry median. Based on the distribution chart, ECB ranks #80 out of 509 companies in the Utilities - Regulated industry, which is in the top quartile — a strong position relative to peers. Overall, ECB has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ECB's Equity-to-Asset compare to NEE and SO?
According to the Utilities - Regulated industry distribution chart, ECB ranks #80 out of 509 companies for Equity-to-Asset. This places ECB in the top 16% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.36. ECB's value of 0.64 is 77.8% above this benchmark. While the company's 10-year median is 0.22 vs. the industry median of 0.36, ECB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Utilities - Regulated company?
The median Equity-to-Asset among Utilities - Regulated companies is 0.36, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ECB's current Equity-to-Asset of 0.64 is 77.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ECB and its competitors. For the Utilities - Regulated industry, the median Equity-to-Asset is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECB's current Equity-to-Asset is 0.64, which is 191% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECB stock overvalued right now?
Based on GuruFocus' analysis, ECB (WAR:ECB) is currently considered Modestly Overvalued. The stock's GF Value™ is zł15.39, compared to a current price of zł20.00 — trading 30% above its estimated fair value. The current Equity-to-Asset is 0.64, which is 191% above median its 10-year median of 0.22 and 77.8% above the Utilities - Regulated industry median of 0.36. ECB's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For ECB (WAR:ECB), the current Equity-to-Asset is 0.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ECB (WAR:ECB) Overvalued in 2026?

Based on GuruFocus' analysis, ECB stock appears to be overvalued. The current stock price of zł20.00 is trading 30% above its estimated GF Value™ of zł15.39. GuruFocus considers ECB to be Modestly Overvalued.

Key valuation signals for WAR:ECB:

  • Equity-to-Asset: 0.64 (191% above median its 10-year median of 0.22)
  • GF Value™: zł15.39 vs. price of zł20.00 (30% above fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 77.8% above the Utilities - Regulated median (#80 of 509)

No single metric tells the full story. See the WAR:ECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ECB Business Description

Other Exchanges JH8:Germany
Address ul. Siemonska 3, Bedzin, POL, 42-500
ECB SA is engaged in the production of heat and electricity. The company's heat and electricity is the main source of heating, hot water and process heat for the region of Basin Dabrowski.
63GF Score

Get the complete analysis for WAR:ECB

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł20.00
Price
zł15.39
GF Value