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WSB Financial (WSB Financial) Equity-to-Asset : 0.07 (As of Dec. 2008)


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What is WSB Financial Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. WSB Financial's Total Stockholders Equity for the quarter that ended in Dec. 2008 was $24.32 Mil. WSB Financial's Total Assets for the quarter that ended in Dec. 2008 was $365.21 Mil. Therefore, WSB Financial's Equity to Asset Ratio for the quarter that ended in Dec. 2008 was 0.07.

The historical rank and industry rank for WSB Financial's Equity-to-Asset or its related term are showing as below:

WSFGQ's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

WSB Financial Equity-to-Asset Historical Data

The historical data trend for WSB Financial's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

WSB Financial Equity-to-Asset Chart

WSB Financial Annual Data
Trend Dec02 Dec04 Dec05 Dec06 Dec07 Dec08
Equity-to-Asset
Get a 7-Day Free Trial 0.09 0.06 0.16 0.12 0.07

WSB Financial Quarterly Data
Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.10 0.09 0.09 0.07

Competitive Comparison of WSB Financial's Equity-to-Asset

For the Banks - Regional subindustry, WSB Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WSB Financial's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, WSB Financial's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where WSB Financial's Equity-to-Asset falls into.



WSB Financial Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

WSB Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2008 is calculated as

Equity to Asset (A: Dec. 2008 )=Total Stockholders Equity/Total Assets
=24.316/365.21
=0.07

WSB Financial's Equity to Asset Ratio for the quarter that ended in Dec. 2008 is calculated as

Equity to Asset (Q: Dec. 2008 )=Total Stockholders Equity/Total Assets
=24.316/365.21
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


WSB Financial  (OTCPK:WSFGQ) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


WSB Financial Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of WSB Financial's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


WSB Financial (WSB Financial) Business Description

Traded in Other Exchanges
N/A
Address
607 Pacific Avenue, Bremerton, WA, USA, 98337
WSB Financial Inc is a bank holding company. The company provides real estate lending products and supplemented by commercial banking products and services. It also provides short-term to long-term commercial and consumer lending products and services.
Executives
Charles L Turner officer: Sr. VP, Chief Lending Officer C/O SOUND FINANCIAL BANCORP, INC., 2400 3RD AVENUE, SUITE 150, SEATTLE WA 98121

WSB Financial (WSB Financial) Headlines

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