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WSB Financial (WSB Financial) Liabilities-to-Assets : 0.93 (As of Dec. 2008)


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What is WSB Financial Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. WSB Financial's Total Liabilities for the quarter that ended in Dec. 2008 was $340.89 Mil. WSB Financial's Total Assets for the quarter that ended in Dec. 2008 was $365.21 Mil. Therefore, WSB Financial's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2008 was 0.93.


WSB Financial Liabilities-to-Assets Historical Data

The historical data trend for WSB Financial's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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WSB Financial Liabilities-to-Assets Chart

WSB Financial Annual Data
Trend Dec02 Dec04 Dec05 Dec06 Dec07 Dec08
Liabilities-to-Assets
Get a 7-Day Free Trial 0.91 0.94 0.84 0.88 0.93

WSB Financial Quarterly Data
Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.90 0.91 0.91 0.93

Competitive Comparison of WSB Financial's Liabilities-to-Assets

For the Banks - Regional subindustry, WSB Financial's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WSB Financial's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, WSB Financial's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where WSB Financial's Liabilities-to-Assets falls into.



WSB Financial Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

WSB Financial's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2008 is calculated as:

Liabilities-to-Assets (A: Dec. 2008 )=Total Liabilities/Total Assets
=340.894/365.21
=0.93

WSB Financial's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2008 is calculated as

Liabilities-to-Assets (Q: Dec. 2008 )=Total Liabilities/Total Assets
=340.894/365.21
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


WSB Financial  (OTCPK:WSFGQ) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


WSB Financial Liabilities-to-Assets Related Terms

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WSB Financial (WSB Financial) Business Description

Traded in Other Exchanges
N/A
Address
607 Pacific Avenue, Bremerton, WA, USA, 98337
WSB Financial Inc is a bank holding company. The company provides real estate lending products and supplemented by commercial banking products and services. It also provides short-term to long-term commercial and consumer lending products and services.
Executives
Charles L Turner officer: Sr. VP, Chief Lending Officer C/O SOUND FINANCIAL BANCORP, INC., 2400 3RD AVENUE, SUITE 150, SEATTLE WA 98121

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