Yunji (YJ) Equity-to-Asset: 0.70 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

YJ Yunji Inc YJ
32 GF Score
Price $2.02
GF Value $0.77
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Yunji Equity-to-Asset?

Yunji YJ -4.69% 32 Equity-to-Asset is 0.70 as of Jun. 2026, which is 6% above its 10-year median of 0.66. GuruFocus rates YJ with a GF Score™ of 32/100 and a GF Value™ of $0.77 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,131 Retail - Cyclical companies, Yunji ranks better than 83.55% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Yunji's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $125.67 Mil. Yunji's Total Assets for the quarter that ended in Jun. 2026 was $179.83 Mil. Therefore, Yunji's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.70.

The historical rank and industry rank for Yunji's Equity-to-Asset or its related term are showing as below:

YJ' s Equity-to-Asset Range Over the Past 10 Years
Min: 0   Med: 0.66   Max: 0.8
Current: 0.7

During the past 10 years, the highest Equity to Asset Ratio of Yunji was 0.80. The lowest was 0.00. And the median was 0.66.

YJ's Equity-to-Asset is ranked better than
83.55% of 1131 companies
in the Retail - Cyclical industry
Industry Median: 0.44 vs YJ: 0.70

Yunji  (NAS:YJ) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Yunji Equity-to-Asset Related Terms


Yunji Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Yunji's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yunji Equity-to-Asset Chart

Yunji Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 0.72 0.77 0.80 0.77

Yunji Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.80 0.80 0.77 0.70

YJ vs NHTC, KPEA, MOGU: Equity-to-Asset Comparison

For the Internet Retail subindustry, Yunji's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yunji Equity-to-Asset vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Yunji's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Yunji's Equity-to-Asset falls into.


YJ
32GF Score
Yunji Inc YJ
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yunji Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Yunji's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=132.785/171.747
=0.77

Yunji's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=125.665/179.827
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.70 mean?
Yunji (YJ) has a Equity-to-Asset of 0.70 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Yunji and its competitors. This is near median its historical median of 0.66. According to the industry distribution chart, Yunji ranks #186 out of 1131 companies in the Retail - Cyclical industry, placing it in the top 16.4%.
Is Yunji's Equity-to-Asset too high?
Yunji's current Equity-to-Asset of 0.70 is near median its 10-year median of 0.66. The Retail - Cyclical industry median Equity-to-Asset is 0.44. Yunji's value of 0.70 is 59.1% above this industry median. Based on the distribution chart, Yunji ranks #186 out of 1131 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Yunji has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yunji's Equity-to-Asset compare to NHTC and KPEA?
According to the Retail - Cyclical industry distribution chart, Yunji ranks #186 out of 1131 companies for Equity-to-Asset. This places Yunji in the top 16% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.44. Yunji's value of 0.70 is 59.1% above this benchmark. While the company's 10-year median is 0.66 vs. the industry median of 0.44, Yunji has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Cyclical company?
The median Equity-to-Asset among Retail - Cyclical companies is 0.44, based on 1,131 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yunji's current Equity-to-Asset of 0.70 is 59.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Yunji and its competitors. For the Retail - Cyclical industry, the median Equity-to-Asset is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yunji's current Equity-to-Asset is 0.70, which is near median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yunji stock overvalued right now?
Based on GuruFocus' analysis, Yunji (YJ) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.77, compared to a current price of $2.02 — trading 162.3% above its estimated fair value. The current Equity-to-Asset is 0.70, which is near median its 10-year median of 0.66 and 59.1% above the Retail - Cyclical industry median of 0.44. Yunji's overall GF Score™ is 32/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Yunji (YJ), the current Equity-to-Asset is 0.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yunji (YJ) Overvalued in 2026?

Based on GuruFocus' analysis, Yunji stock appears to be overvalued. The current stock price of $2.02 is trading 162.3% above its estimated GF Value™ of $0.77. GuruFocus considers Yunji to be Significantly Overvalued.

Key valuation signals for YJ:

  • Equity-to-Asset: 0.70 (near median its 10-year median of 0.66)
  • GF Value™: $0.77 vs. price of $2.02 (162.3% above fair value)
  • GF Score™: 32/100 with 6 warning signs
  • Industry Position: 59.1% above the Retail - Cyclical median (#186 of 1131)

No single metric tells the full story. See the YJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yunji Business Description

Address Hipark Phase 2, 18th Floor, South Building, Xiaoshan District, Zhejiang Province, Hangzhou, CHN, 310000
Yunji Inc is a social e-commerce platform in China using a membership-based model that leverages the power of social interaction. The group offers high-quality products at attractive prices and incentivizes members to promote its platform and share products with their social contacts. It empowers prime emerging brands and manufacturers with a deep understanding of market trends and customer behavior to produce high-quality products to meet the demands of members. The company also developed several private labels in the mass consumption field, which are sold on its own platform as well as offered and sold through external channels. It operates in the PRC, and substantially all the Group's revenue is derived from within the PRC.
32GF Score

Get the complete analysis for YJ

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.02
Price
$0.77
GF Value