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Citizens First (Citizens First) Equity-to-Asset : 0.11 (As of Mar. 2019)


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What is Citizens First Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Citizens First's Total Stockholders Equity for the quarter that ended in Mar. 2019 was $51.39 Mil. Citizens First's Total Assets for the quarter that ended in Mar. 2019 was $472.08 Mil. Therefore, Citizens First's Equity to Asset Ratio for the quarter that ended in Mar. 2019 was 0.11.

The historical rank and industry rank for Citizens First's Equity-to-Asset or its related term are showing as below:

CZFC's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

Citizens First Equity-to-Asset Historical Data

The historical data trend for Citizens First's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens First Equity-to-Asset Chart

Citizens First Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.09 0.09 0.10 0.11

Citizens First Quarterly Data
Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.10 0.10 0.11 0.11

Competitive Comparison of Citizens First's Equity-to-Asset

For the Banks - Regional subindustry, Citizens First's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens First's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens First's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Citizens First's Equity-to-Asset falls into.



Citizens First Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Citizens First's Equity to Asset Ratio for the fiscal year that ended in Dec. 2018 is calculated as

Equity to Asset (A: Dec. 2018 )=Total Stockholders Equity/Total Assets
=50.019/475.982
=0.11

Citizens First's Equity to Asset Ratio for the quarter that ended in Mar. 2019 is calculated as

Equity to Asset (Q: Mar. 2019 )=Total Stockholders Equity/Total Assets
=51.386/472.081
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citizens First  (NAS:CZFC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Citizens First Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Citizens First's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens First (Citizens First) Business Description

Traded in Other Exchanges
N/A
Address
1065 Ashley Street, Bowling Green, KY, USA, 42103
Citizens First Corp is the bank holding company for Citizens First Bank, operational in the United States. The Bank conducts full-service community banking operations and is primarily engaged in the business of accepting demand, savings and time deposits insured by the Federal Deposit Insurance Corporation (FDIC) and providing commercial, consumer, and mortgage loans to the general public. The Bank also provides debit cards, credit cards, safekeeping and safe deposit boxes, automated clearing house (ACH) and other direct deposit services, savings bond redemptions, cashier's checks, travelers' checks and letters of credit.
Executives
Jack Sheidler director 1065 ASHLEY STREET, SUITE 200, BOWLING GREEN KY 42130
Charles Bradford Harris officer: Exe VP and Corp Gen Counsel 2500 EASTPOINT PARKWAY, LOUISVILLE KY 40223
Maria L Bouvette director, officer: President and CEO 162 S BUCKMAN STREET, SHEPHERDSVILLE KY 40165
J Chester Porter 10 percent owner 162 S. BUCKMAN STREET, SHEPHERDSVILLE KY 40165