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Citizens First (Citizens First) Shiller PE Ratio : 24.00 (As of May. 06, 2024)


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What is Citizens First Shiller PE Ratio?

As of today (2024-05-06), Citizens First's current share price is $25.68. Citizens First's E10 for the quarter that ended in Mar. 2019 was $1.07. Citizens First's Shiller PE Ratio for today is 24.00.

The historical rank and industry rank for Citizens First's Shiller PE Ratio or its related term are showing as below:

CZFC's Shiller PE Ratio is not ranked *
in the Banks industry.
Industry Median: 10.4
* Ranked among companies with meaningful Shiller PE Ratio only.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Citizens First's adjusted earnings per share data for the three months ended in Mar. 2019 was $0.440. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.07 for the trailing ten years ended in Mar. 2019.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citizens First Shiller PE Ratio Historical Data

The historical data trend for Citizens First's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens First Shiller PE Ratio Chart

Citizens First Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.52 47.06 57.19 54.79 21.16

Citizens First Quarterly Data
Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54.59 51.24 47.51 21.16 23.21

Competitive Comparison of Citizens First's Shiller PE Ratio

For the Banks - Regional subindustry, Citizens First's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens First's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens First's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Citizens First's Shiller PE Ratio falls into.



Citizens First Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Citizens First's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=25.68/1.07
=24.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens First's E10 for the quarter that ended in Mar. 2019 is calculated as:

For example, Citizens First's adjusted earnings per share data for the three months ended in Mar. 2019 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2019 (Change)*Current CPI (Mar. 2019)
=0.44/107.2505*107.2505
=0.440

Current CPI (Mar. 2019) = 107.2505.

Citizens First Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
200906 -0.930 91.003 -1.096
200909 0.030 91.120 0.035
200912 -0.420 91.111 -0.494
201003 0.140 91.821 0.164
201006 0.180 91.962 0.210
201009 0.200 92.162 0.233
201012 0.230 92.474 0.267
201103 0.210 94.283 0.239
201106 0.250 95.235 0.282
201109 0.260 95.727 0.291
201112 0.090 95.213 0.101
201203 0.290 96.783 0.321
201206 0.240 96.819 0.266
201209 0.350 97.633 0.384
201212 0.230 96.871 0.255
201303 -0.050 98.209 -0.055
201306 0.300 98.518 0.327
201309 0.020 98.790 0.022
201312 0.250 98.326 0.273
201403 0.270 99.695 0.290
201406 0.290 100.560 0.309
201409 0.380 100.428 0.406
201412 0.350 99.070 0.379
201503 0.290 99.621 0.312
201506 0.350 100.684 0.373
201509 0.310 100.392 0.331
201512 0.450 99.792 0.484
201603 0.360 100.470 0.384
201606 0.420 101.688 0.443
201609 0.450 101.861 0.474
201612 0.430 101.863 0.453
201703 0.360 102.862 0.375
201706 0.430 103.349 0.446
201709 0.440 104.136 0.453
201712 0.370 104.011 0.382
201803 0.430 105.290 0.438
201806 0.540 106.317 0.545
201809 0.470 106.507 0.473
201812 0.450 105.998 0.455
201903 0.440 107.251 0.440

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citizens First  (NAS:CZFC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Citizens First Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Citizens First's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens First (Citizens First) Business Description

Traded in Other Exchanges
N/A
Address
1065 Ashley Street, Bowling Green, KY, USA, 42103
Citizens First Corp is the bank holding company for Citizens First Bank, operational in the United States. The Bank conducts full-service community banking operations and is primarily engaged in the business of accepting demand, savings and time deposits insured by the Federal Deposit Insurance Corporation (FDIC) and providing commercial, consumer, and mortgage loans to the general public. The Bank also provides debit cards, credit cards, safekeeping and safe deposit boxes, automated clearing house (ACH) and other direct deposit services, savings bond redemptions, cashier's checks, travelers' checks and letters of credit.
Executives
Jack Sheidler director 1065 ASHLEY STREET, SUITE 200, BOWLING GREEN KY 42130
Charles Bradford Harris officer: Exe VP and Corp Gen Counsel 2500 EASTPOINT PARKWAY, LOUISVILLE KY 40223
Maria L Bouvette director, officer: President and CEO 162 S BUCKMAN STREET, SHEPHERDSVILLE KY 40165
J Chester Porter 10 percent owner 162 S. BUCKMAN STREET, SHEPHERDSVILLE KY 40165

Citizens First (Citizens First) Headlines

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Citizens First Corp (CZFC) Chairman of the Board Jack Sheidler buys 5,000 Shares

By GuruFocus Research GuruFocus Editor 02-23-2010

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Citizens First Corp Reports Operating Results (10-Q)

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Citizens First Corp (CZFC) CFO Steve Marcum buys 1,000 Shares

By GuruFocus Research GuruFocus Editor 04-20-2010

Citizens First Corp Reports Operating Results (10-Q)

By gurufocus 10qk 11-06-2009