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Business Description
AmeriServ Financial Inc
NAICS : 522110
SIC : 6021
ISIN : US03074A1025
Description
AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue. The community banking segment includes both retail and commercial banking activities. The company also offers retail banking which includes the deposit-gathering branch franchise and lending to both individuals and small businesses; Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans; Commercial banking to businesses includes commercial loans, business services, and CRE loans.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.18 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 0.95 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.51 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -1.1 | |||||
| 3-Year EPS without NRI Growth Rate | -24.6 | |||||
| 3-Year FCF Growth Rate | -51.5 | |||||
| 3-Year Book Growth Rate | -1.6 |
Momentum Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 29.02 | |||||
| 9-Day RSI | 34.85 | |||||
| 14-Day RSI | 37.43 | |||||
| 3-1 Month Momentum % | -1.52 | |||||
| 6-1 Month Momentum % | -2.63 | |||||
| 12-1 Month Momentum % | -4.07 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.11 | |||||
| Dividend Payout Ratio | 0.57 | |||||
| 3-Year Dividend Growth Rate | 6.3 | |||||
| Forward Dividend Yield % | 5.11 | |||||
| 5-Year Yield-on-Cost % | 6.65 | |||||
| 3-Year Average Share Buyback Ratio | 1.1 | |||||
| Shareholder Yield % | -74.67 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 6.67 | |||||
| FCF Margin % | 1.81 | |||||
| ROE % | 3.43 | |||||
| ROA % | 0.26 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.19 | |||||
| PE Ratio without NRI | 11.19 | |||||
| Shiller PE Ratio | 7.73 | |||||
| Price-to-Owner-Earnings | 9.79 | |||||
| PEG Ratio | 9.33 | |||||
| PS Ratio | 0.73 | |||||
| PB Ratio | 0.36 | |||||
| Price-to-Tangible-Book | 0.41 | |||||
| Price-to-Free-Cash-Flow | 37.3 | |||||
| Price-to-Operating-Cash-Flow | 14.33 | |||||
| EV-to-Revenue | 2.27 | |||||
| EV-to-FCF | 125.78 | |||||
| Price-to-GF-Value | 0.78 | |||||
| Price-to-Projected-FCF | 0.33 | |||||
| Price-to-DCF (Earnings Based) | 0.97 | |||||
| Price-to-DCF (FCF Based) | 3.23 | |||||
| Price-to-Median-PS-Value | 0.61 | |||||
| Price-to-Graham-Number | 0.46 | |||||
| FCF Yield % | 2.51 | |||||
| Forward Rate of Return (Yacktman) % | 9.33 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
AmeriServ Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 54.023 | ||
| EPS (TTM) ($) | 0.21 | ||
| Beta | 0.45 | ||
| 3-Year Sharpe Ratio | -0.49 | ||
| 3-Year Sortino Ratio | -0.72 | ||
| Volatility % | 23.95 | ||
| 14-Day RSI | 37.43 | ||
| 14-Day ATR ($) | 0.116038 | ||
| 20-Day SMA ($) | 2.4795 | ||
| 12-1 Month Momentum % | -4.07 | ||
| 52-Week Range ($) | 2.2 - 3.06 | ||
| Shares Outstanding (Mil) | 16.52 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
AmeriServ Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
AmeriServ Financial Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
AmeriServ Financial Inc Frequently Asked Questions
What is AmeriServ Financial Inc(ASRV)'s stock price today?
The current price of ASRV is $2.35. The 52 week high of ASRV is $3.06 and 52 week low is $2.20.
When is next earnings date of AmeriServ Financial Inc(ASRV)?
The next earnings date of AmeriServ Financial Inc(ASRV) is 2025-04-16 Est..
Does AmeriServ Financial Inc(ASRV) pay dividends? If so, how much?
The Dividend Yield %  of AmeriServ Financial Inc(ASRV) is 5.11% (As of Today), Highest Dividend Payout Ratio of AmeriServ Financial Inc(ASRV) was 0.57. The lowest was 0.13. And the median was 0.27. The  Forward Dividend Yield % of AmeriServ Financial Inc(ASRV) is 5.11%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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