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Southeastern Bank Financial (Southeastern Bank Financial) Equity-to-Asset : 0.10 (As of Sep. 2016)


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What is Southeastern Bank Financial Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Southeastern Bank Financial's Total Stockholders Equity for the quarter that ended in Sep. 2016 was $188.60 Mil. Southeastern Bank Financial's Total Assets for the quarter that ended in Sep. 2016 was $1,875.53 Mil. Therefore, Southeastern Bank Financial's Equity to Asset Ratio for the quarter that ended in Sep. 2016 was 0.10.

The historical rank and industry rank for Southeastern Bank Financial's Equity-to-Asset or its related term are showing as below:

SBFC's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

Southeastern Bank Financial Equity-to-Asset Historical Data

The historical data trend for Southeastern Bank Financial's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Southeastern Bank Financial Equity-to-Asset Chart

Southeastern Bank Financial Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.08 0.08 0.09 0.09

Southeastern Bank Financial Quarterly Data
Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.09 0.10 0.10 0.10

Competitive Comparison of Southeastern Bank Financial's Equity-to-Asset

For the Banks - Regional subindustry, Southeastern Bank Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southeastern Bank Financial's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Southeastern Bank Financial's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Southeastern Bank Financial's Equity-to-Asset falls into.



Southeastern Bank Financial Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Southeastern Bank Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2015 is calculated as

Equity to Asset (A: Dec. 2015 )=Total Stockholders Equity/Total Assets
=169.913/1840.365
=0.09

Southeastern Bank Financial's Equity to Asset Ratio for the quarter that ended in Sep. 2016 is calculated as

Equity to Asset (Q: Sep. 2016 )=Total Stockholders Equity/Total Assets
=188.599/1875.529
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Southeastern Bank Financial  (OTCPK:SBFC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Southeastern Bank Financial Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Southeastern Bank Financial's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Southeastern Bank Financial (Southeastern Bank Financial) Business Description

Traded in Other Exchanges
N/A
Address
Southeastern Bank Financial Corp was incorporated in Georgia in February 1992. It is a bank holding company. The Company is community oriented which along with its subsidiaries offers real estate, commercial and consumer loans and various deposit and other services to individuals, small to medium sized businesses and professionals in its market area. The Company offers a range of lending services, including real estate, commercial and consumer loans to individuals, small to medium-sized businesses and professionals that are located in, or conduct a substantial portion of its business in the its market area. The Company offers a variety of deposit programs to individuals and small to medium-sized businesses and other organizations at interest rates generally consistent with local market conditions. Its services include the origination of residential and commercial real estate loans, construction and development loans, and commercial and consumer loans. The Company also offers a variety of deposit programs, including noninterest-bearing demand, interest checking, money management, savings, and time deposits. The Company's main market area includes Richmond and Columbia Counties in Georgia and Aiken County in South Carolina, all part of the Augusta-Richmond County, GA-SC metropolitan statistical area "MSA". The Company competes as a financial intermediary with other commercial banks, savings and loan associations, credit unions, mortgage banking companies, consumer finance companies, securities brokerages, insurance companies, and money market mutual funds operating in Richmond, Columbia and Clarke Counties in Georgia, Aiken County in South Carolina and elsewhere.
Executives
Darrell R Rains officer: Chief Financial Officer P.O. BOX 15367, AUGUSTA GA 30909

Southeastern Bank Financial (Southeastern Bank Financial) Headlines