NAS:BSRR (USA)

Sierra Bancorp

$ 25.84 -0.14 (-0.54%)
Volume: 16,610 Avg Vol (1m): 22,543
Market Cap $: 396.09 Mil Enterprise Value $: -200,800,000.00
P/E (TTM): 12.51 P/B: 1.40
Earnings Power Value 37.86
Net Current Asset Value 0
Tangible Book 16.22
Projected FCF 34.74
Median P/S Value 21.99
Graham Number 27.48
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4.6/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 1.96
Cash-To-Debt range over the past 10 years
Min: 0.16, Med: 0.9, Max: 10000
Current: 1.96
0.16
10000
Equity-to-Asset 0.11
Equity-to-Asset range over the past 10 years
Min: 0.06, Med: 0.09, Max: 0.13
Current: 0.11
0.06
0.13
Debt-to-Equity 0.12
Debt-to-Equity range over the past 10 years
Min: 0.1, Med: 0.42, Max: 2.7
Current: 0.12
0.1
2.7
Debt-to-EBITDA 0.32
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 0.32
Current: 0.32
0
0.32
Beneish M-Score -2.41
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 10.46%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 29.38
Net Margin range over the past 10 years
Min: 9.94, Med: 20.8, Max: 29.38
Current: 29.38
9.94
29.38
ROE % 11.93
ROE range over the past 10 years
Min: 4.74, Med: 7.9, Max: 11.93
Current: 11.93
4.74
11.93
ROA % 1.29
ROA range over the past 10 years
Min: 0.56, Med: 0.91, Max: 1.29
Current: 1.29
0.56
1.29
3-Year Total Revenue Growth Rate 13.30
3-Year Revenue Growth Rate range over the past 10 years
Min: -13, Med: 8.55, Max: 12.4
Current: 8.6
-13
12.4
3-Year EPS w/o NRI Growth Rate 13.00
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -34, Med: 13.65, Max: 31.9
Current: 13
-34
31.9

» BSRR's 30-Y Financials

Financials (Next Earnings Date: 2019-07-23)

Guru Trades Click for details

» Details

Insider Trades

SEC Filings

Gurus Latest Trades with NAS:BSRR

» Interactive Chart

Peter Lynch Chart

Business Description

Industry Banks » Banks    NAICS : 522110    SIC : 6022
Compare NAS:CCBG AMEX:BHB NAS:ACBI NAS:FMNB NAS:EQBK NYSE:FSB OTCPK:DBIN NAS:CCNE NAS:AMNB NAS:CATC NAS:RBB NAS:OSBC NAS:OLBK NAS:BFC NAS:MOFG NAS:HTBI NAS:SONA NYSE:MCB NAS:FISI NAS:GNTY
Traded in other countries
Address 86 North Main Street, Porterville, CA, USA, 93257
Sierra Bancorp is a California-based bank holding company to Bank of the Sierra which offers a range of retail and commercial banking services primarily in Tulare, Kern, Fresno, and Kings Counties in Central California, and in select markets in Southern California including Ventura County and the Santa Clarita Valley. The bank provides lending money which includes customers such as real estate, commercial, mortgage warehousing, agricultural, and consumer loans; and accepting deposits for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. Sierra Bancorp earns its revenue from interest income and non-interest income.

Ratios

Current vs industry vs history
PE Ratio (TTM) 12.51
PE Ratio range over the past 10 years
Min: 4.62, Med: 16.23, Max: 36.94
Current: 12.51
4.62
36.94
Forward PE Ratio 11.64
N/A
PE Ratio without NRI 12.51
PE without NRI range over the past 10 years
Min: 4.62, Med: 16.23, Max: 36.94
Current: 12.51
4.62
36.94
Price-to-Owner-Earnings 13.24
Price-to-Owner-Earnings range over the past 10 years
Min: 6.72, Med: 13.39, Max: 359.09
Current: 13.24
6.72
359.09
PB Ratio 1.40
PB Ratio range over the past 10 years
Min: 0.57, Med: 1.2, Max: 2.07
Current: 1.4
0.57
2.07
PS Ratio 3.65
PS Ratio range over the past 10 years
Min: 0.85, Med: 3.13, Max: 4.9
Current: 3.65
0.85
4.9
Price-to-Free-Cash-Flow 11.56
Price-to-Free-Cash-Flow range over the past 10 years
Min: 2.29, Med: 7.15, Max: 50.27
Current: 11.56
2.29
50.27
Price-to-Operating-Cash-Flow 10.69
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 2, Med: 6.72, Max: 43.75
Current: 10.69
2
43.75
EV-to-Revenue -1.88
EV-to-Revenue range over the past 10 years
Min: -2.9, Med: 2.8, Max: 5.2
Current: -1.88
-2.9
5.2
Shiller PE Ratio 22.27
Shiller PE Ratio range over the past 10 years
Min: 5.37, Med: 12.76, Max: 29.15
Current: 22.27
5.37
29.15

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.63
Trailing Dividend Yield range over the past 10 years
Min: 1.36, Med: 2.24, Max: 10.74
Current: 2.63
1.36
10.74
Dividend Payout Ratio 0.32
Dividend Payout Ratio range over the past 10 years
Min: 0.28, Med: 0.39, Max: 0.47
Current: 0.32
0.28
0.47
3-Year Dividend Growth Rate (Per Share) 15.10
3-Year Dividend Growth Rate range over the past 10 years
Min: -29.3, Med: 13.55, Max: 27.1
Current: 15.1
-29.3
27.1
Forward Dividend Yield % 2.94
N/A
Yield-on-Cost (5-Year) % 6.33
Yield-on-Cost (5y) range over the past 10 years
Min: 3.27, Med: 5.39, Max: 25.85
Current: 6.33
3.27
25.85
3-Year Share Buyback Rate -4.90
3-Year Share Buyback Rate range over the past 10 years
Min: -13.4, Med: -1.05, Max: 2.1
Current: -4.9
-13.4
2.1

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.59
Price-to-Tangible-Book range over the past 10 years
Min: 0.76, Med: 1.65, Max: 3.51
Current: 1.59
0.76
3.51
Price-to-Projected-FCF 0.74
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.27, Med: 0.55, Max: 1.57
Current: 0.74
0.27
1.57
Price-to-Median-PS-Value 1.18
Price-to-Median-PS-Value range over the past 10 years
Min: 0.34, Med: 1.05, Max: 2.19
Current: 1.18
0.34
2.19
Price-to-Graham-Number 0.94
Price-to-Graham-Number range over the past 10 years
Min: 0.57, Med: 0.99, Max: 1.65
Current: 0.94
0.57
1.65

More Statistics

Revenue (TTM) (Mil) $ 108.45
EPS (TTM) $ 2.07
Beta 1.42
Volatility % 28.38
52-Week Range $ 22.68 - 31.19
Shares Outstanding (Mil) 15.33

Analyst Estimate

Piotroski F-Score Details