BLND (Blend Labs) EV-to-FCF: 41.92 (As of Aug. 29, 2026)

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BLND Blend Labs Inc BLND
52 GF Score
Price $1.52
GF Value $3.46
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Blend Labs EV-to-FCF?

Blend Labs BLND -1.30% 52 EV-to-FCF is 41.92 as of Aug. 29, 2026. GuruFocus rates BLND with a GF Score™ of 52/100 and a GF Value™ of $3.46 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,595 Software companies, Blend Labs ranks worse than 80.06% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Blend Labs's Enterprise Value is $316.7 Mil. Blend Labs's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $7.6 Mil. Therefore, Blend Labs's EV-to-FCF for today is 41.92.

The historical rank and industry rank for Blend Labs's EV-to-FCF or its related term are showing as below:

BLND' s EV-to-FCF Range Over the Past 10 Years
Min: -9658.62   Med: -11.03   Max: 51.81
Current: 41.92

During the past 7 years, the highest EV-to-FCF of Blend Labs was 51.81. The lowest was -9658.62. And the median was -11.03.

BLND's EV-to-FCF is ranked worse than
80.06% of 1595 companies
in the Software industry
Industry Median: 15.87 vs BLND: 41.92

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-29), Blend Labs's stock price is $1.52. Blend Labs's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $-0.090. Therefore, Blend Labs's PE Ratio (TTM) for today is At Loss.


Blend Labs  (NYSE:BLND) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Blend Labs's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.52/-0.090
=At Loss

Blend Labs's share price for today is $1.52.
Blend Labs's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.090.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Blend Labs EV-to-FCF Related Terms


Blend Labs EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Blend Labs's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Blend Labs EV-to-FCF Chart

Blend Labs Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial -10.91 -1.38 -5.45 -45.98 -8,784.33

Blend Labs Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -282.56 -122.30 -8,784.33 -37.60 47.87

BLND vs RMNI, MFI, CRNC: EV-to-FCF Comparison

For the Software - Application subindustry, Blend Labs's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Blend Labs EV-to-FCF vs Software Industry

For the Software industry and Technology sector, Blend Labs's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Blend Labs's EV-to-FCF falls into.


BLND
52GF Score
Blend Labs Inc BLND
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Blend Labs EV-to-FCF Calculation

Blend Labs's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=316.675/7.554
=41.92

Blend Labs's current Enterprise Value is $316.7 Mil.
Blend Labs's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 41.92 mean?
Blend Labs (BLND) has a EV-to-FCF of 41.92 as of Aug. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Blend Labs and its competitors. According to the industry distribution chart, Blend Labs ranks #1277 out of 1595 companies in the Software industry, placing it in the top 80.1%.
Is Blend Labs' EV-to-FCF too high?
Blend Labs' current EV-to-FCF is 41.92. The Software industry median EV-to-FCF is 15.87. Blend Labs' value of 41.92 is 164.1% above this industry median. Based on the distribution chart, Blend Labs ranks #1277 out of 1595 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Blend Labs has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Blend Labs' EV-to-FCF compare to RMNI and MFI?
According to the Software industry distribution chart, Blend Labs ranks #1277 out of 1595 companies for EV-to-FCF. This places Blend Labs in the lower half of its industry. The industry median EV-to-FCF is 15.87. Blend Labs' value of 41.92 is 164.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 15.87, based on 1,595 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Blend Labs's current EV-to-FCF of 41.92 is 164.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Blend Labs and its competitors. For the Software industry, the median EV-to-FCF is 15.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blend Labs's current EV-to-FCF is 41.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blend Labs stock overvalued right now?
Based on GuruFocus' analysis, Blend Labs (BLND) is currently considered Possible Value Trap. The stock's GF Value™ is $3.46, compared to a current price of $1.52 — trading 56.1% below its estimated fair value. The current EV-to-FCF is 41.92 and 164.1% above the Software industry median of 15.87. Blend Labs' overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Blend Labs (BLND), the current EV-to-FCF is 41.92 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Blend Labs (BLND) Overvalued in 2026?

Based on GuruFocus' analysis, Blend Labs stock appears to be undervalued. The current stock price of $1.52 is trading 56.1% below its estimated GF Value™ of $3.46. GuruFocus considers Blend Labs to be Possible Value Trap.

Key valuation signals for BLND:

  • EV-to-FCF: 41.92
  • GF Value™: $3.46 vs. price of $1.52 (56.1% below fair value)
  • GF Score™: 52/100 with 2 warning signs
  • Industry Position: 164.1% above the Software median (#1277 of 1595)

No single metric tells the full story. See the BLND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Blend Labs Business Description

Address 7250 Redwood boulevard, Suite 300, Novato, CA, USA, 94945
Blend Labs Inc is a cloud-based platform software platform that powers the digital interface between financial services firms and consumers. It supports and simplifies applications for mortgages, consumer loans, and deposit accounts. Its operating segment is Blend Platform segment which comprises a suite of products that power the entire origination process from back-end workflows to consumer experience. The key revenue for the company is generated from the Blend Platform segment. Company has it's assets in united states, India and Mexico regions.
52GF Score

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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.52
Price
$3.46
GF Value