BLND (Blend Labs) Interest Coverage: N/A (As of Mar. 2026)


BLND Blend Labs Inc BLND
49 GF Score
Price $1.73
GF Value $3.35
Valuation Possible Value Trap
! 2 Warning Signs
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What is Blend Labs Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Blend Labs's Operating Income for the three months ended in Mar. 2026 was $-4.4 Mil. Blend Labs's Interest Expense for the three months ended in Mar. 2026 was $0.0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Blend Labs Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Blend Labs's Interest Coverage or its related term are showing as below:


BLND's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.65
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Blend Labs  (NYSE:BLND) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Blend Labs Interest Coverage Related Terms


Blend Labs Interest Coverage Historical Data

* Premium members only.

The historical data trend for Blend Labs's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Blend Labs Interest Coverage Chart

Blend Labs Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 N/A

Blend Labs Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt N/A N/A N/A N/A

BLND vs GLOO, SPT, DUOT: Interest Coverage Comparison

For the Software - Application subindustry, Blend Labs's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Blend Labs Interest Coverage vs Software Industry

For the Software industry and Technology sector, Blend Labs's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Blend Labs's Interest Coverage falls into.


BLND
49GF Score
Blend Labs Inc BLND
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Blend Labs Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Blend Labs's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Blend Labs's Interest Expense was $0.0 Mil. Its Operating Income was $-20.9 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.2 Mil.

GuruFocus does not calculate Blend Labs's interest coverage with the available data.

Blend Labs's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Blend Labs's Interest Expense was $0.0 Mil. Its Operating Income was $-4.4 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.1 Mil.

GuruFocus does not calculate Blend Labs's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Blend Labs (BLND) Overvalued in 2026?

Based on GuruFocus' analysis, Blend Labs stock appears to be undervalued. The current stock price of $1.73 is trading 48.4% below its estimated GF Value™ of $3.35. GuruFocus considers Blend Labs to be Possible Value Trap.

Key valuation signals for BLND:

  • Interest Coverage: N/A
  • GF Value™: $3.35 vs. price of $1.73 (48.4% below fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the BLND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Blend Labs Business Description

Address 7250 Redwood boulevard, Suite 300, Novato, CA, USA, 94945
Blend Labs Inc is a cloud-based platform software platform that powers the digital interface between financial services firms and consumers. It supports and simplifies applications for mortgages, consumer loans, and deposit accounts. Its operating segment is Blend Platform segment which comprises a suite of products that power the entire origination process from back-end workflows to consumer experience. The key revenue for the company is generated from the Blend Platform segment. Company has it's assets in united states, India and Mexico regions.
49GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.73
Price
$3.35
GF Value